Your Questions About Investing Money

or copy the link

James asks…

Investing money?

I’d like to start investing money in mutual funds or stocks. I really dont know much about doing this. I know i can go to morningstar to see what types of things to pick…but where can i actually sign up to invest in something? I am going to do more reading on this, but I was hoping i’d get some replies here about good sites to sign up at and invest money.
thanks. If i wanted to invest money at this moment where would i go?

financi4 answers:


I also had a similair problem as you have.
I had a good amount of money, and wanted it to grow.
So I looked around on the internet to find something that is:
1) giving me great returns towards a relatively small risk

2) Professional people who know what they where doing with my money.

I’m glad to say I finally found a moneymanager who is capable of giving me good returns and give me a great support.
On this blog you can follow up all the results that he is making:

My money is working for me, in a little over two months I already have a ROI of 62%.
So you don’t hear me complaining!
Annyway if you would like to get in touch with my moneymanager to have some more information feel free to contact me you can send an email to me at derrekmay at
Then I’ll give you the email adress of my moneymanager

Hope this has helped you!

William asks…

investing money?

i wanna know if any of you have done this and be successful at it?
How do you start?
what is the minimum amount of money to invest?
what site is good to know everything about investing?

financi4 answers:

I have made online investment. There was no minimum. I have invested $5,000. Now I am getting 2% interest every month ($100).
Am I successful? Well, I could get even 30% APY. 🙂

Thomas asks…

Investing Money?

Im 16 and i wanted to start investing my money in mutual funds or stocks but i dont know what to investy in and i wanted to know are there any companys or websites that allow you to invest a certain amount of money every month and then they invest it up in things they think wiull do well?

financi4 answers: is the best place for you to start if you want to do stocks. Many mutual funds can accept monthly investment plans, and some will allow you to start with as little as $50.

If you pick a basic mutual fund, you’re probably as safe there as anywhere. It won’t be a world-beater, but it will be a great place to start until you build up your dollars.

By the way, you’re incredibly intelligent to start investing young. It will truly pay off for you in the long run.

David asks…

How would I go about investing money into a new business?

I’m thinking about smartly investing money into new and developing business but am unsure how I would go about doing this? Where could I obtain a list of new businesses with information and contact details for them? Business papers?

financi4 answers:

Stocks, penny stocks,gold, silver and tax lien sales and tax lien certificate are just few of the investment you may want to consider.

Robert asks…

I want to start investing money in the stock market. What should I do?

I’m 19 years old, and I want to start investing in the stock market. How much money can I make over the next years if I’m good with buying and selling stocks..? I am ready to invest $100 as soon as I can and then build off the next weeks when I get paid up to $1000. What should I do first, and where do I go first??? I am confused on how to start investing.

financi4 answers:

Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. If you are like most people you will invest part of your money aggressively in stocks, and part conservatively in money market funds and bond funds. However, some young people will go all stocks, and some very conservative people will go all money markets. The links below have on-line questionnaires which will give you an idea of how to do “Asset Allocation,” determining how much to put in each type of investment.

You want to buy a diversified portfolio of stocks as individual stocks are too risky. Highly knowledgeable people can buy a properly balanced portfolio, but most folks have a difficult time balancing things on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Back in 2000, Some people bought all Internet stocks; they got burnt when they all crashed together. You have to diversify across industries. Unless you know what you are doing, it is best to buy mutual funds that will diversify for you. Buy no-load, low cost funds. Mutual funds should have expense ratios of less than 0.4%.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest management fees. For stock funds, I like putting ~70% of one’s money in the Vanguard Total Stock Market Index Fund. And ~30% in the Vanguard Total International Stock Index Fund. The Vanguard Total Bond Market Index Fund is good for a bond fund. The Vanguard Target Retirement funds can be a good all-in-one stock and bond funds for an IRA. (Since you have less than 3,000 dollars, you’ll have to use the Target Retirement Funds) There are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

Once you have stared investing, you need to keep adding money on a regular basis. Many funds allow you to set up automatic investment programs that take a set amount of money out of your bank account each month.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

I will warn you that there is a tremendous amount of stock investing books and websites that teach stock investing strategies that don’t work. Particularly bad are people that teach “technical analysis” systems that sound impressive, but don’t work.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Powered by Yahoo! Answers