Recent Posts

Libertyville auto dealers investing in facilities

0
0
0
0
0
0
0
0
0
or copy the link

Libertyville auto dealers investing in facilities

Some of the new offerings on auto dealers row in Libertyville feature more than the latest models of cars and trucks. With shiny new facades and a variety of other improvements completed or planned, several of the village's auto dealerships have been
See all stories on this topic »

read more

Affordable investing advice is available

0
0
0
0
0
0
0
0
0
or copy the link

Affordable investing advice is available

Affordable investing advice is available. losangelestimes. Subscribe Subscribed Unsubscribe. Loading… 6,079 videos. Loading… Alert icon. You need Adobe Flash Player to watch this video. Download it from Adobe. Alert icon. Close. Upgrade to the
See all stories on this topic »

read more

Your Questions About Investing For Dummies

0
0
0
0
0
0
0
0
0
or copy the link

Thomas asks…

How to get ahead without Investment Mombo Jumbo?

I funded my Roth to the max. My job does not offer 401ks. What can I do next?

I don’t want to go into the Stock Market. Risk is my worst enemy. Where can I go for advice besides “Investing for Dummies” ?

I go to investment websites and all I read is Blah Blah Blah.

(I’m 25 years old, and a single mother, if it helps)

financi4 answers:

Investing is easy when you invest in America and you can do that with a S&P 500 or total market index fund. Just dollar cost average into the account. You should also consider a simple portfolio of 50% bonds and 50% stock. Both are available through indexes.

Indexing is simple, mimics that market, is low cost, is low taxed, and will solidify your financial future. You need the mindset that these are investments for the future. Don’t worry about the daily changes of 1 or 2 percent that television freaks out about. How often do you freak out when ketchup goes on sale for 2% off?

Read “The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns (Little Books. Big Profits)” by John C. Bogle

Paul asks…

Books about investing?

I currently have ‘Stock Investing for Dummies‘ and Benjamin Graham’s ‘The Intelligent Investor’. About halfway through ‘Stock Investing for Dummies‘, and it’s getting a little boring, but I’m going to try to finish it before I read The Intelligent Investor.

Any ideas on what I should read after I finish both of the above?

financi4 answers:

Unfortunately, there are many books out there that make great reading, but promote investment systems that don’t work. Finding good investment books is difficult.

One excellent book is Burton Malkiel’s “A Random Walk down Wall Street.” It discusses how to build a safe, balanced portfolio of stocks. You can find it in most libraries.

Other good books are:

The Bogleheads’ Guide to Investing
The Investor’s Manifesto: Preparing for Prosperity, Armageddon, and Everything in Between
The Four Pillars of Investing: Lessons for Building a Winning Portfolio
The Only Guide to a Winning Investment Strategy You’ll Ever Need: The Way Smart Money Invests Today
The New Coffeehouse Investor: How to Build Wealth, Ignore Wall Street, and Get on with Your Life

Chris asks…

what books would you suggest for a beginner investor?

besides “investing for dummies” are there any other books someone would suggest as a great start for investing on your own using vanguard/ameritrade/etc. mutual funds, small cap stocks, etc. i want to know how to start, how to manage, and how to know when to get out. thanks for your suggestions! my goals are for long term and short term, id like to have a diversified portfolio
website links are welcomed suggestions as well. ive already visited motley fool, vanguard, ameritrade, and beacon.

financi4 answers:

You’re on the right track with Vanguard. Stick to low cost index funds. If you’re not already in a 401k or Roth IRA, then START. Just stuff as much money as you can into a “target retirement fund” and let it swell up over time.

Dont move your money out when the “stuff hits the fan” like it did today. If anything, buy more when the market tanks. Stocks are on sale! If you are going to let this money grow for 20 or 30 years, it doesnt really matter how bad things are currently because it will work itself out and you’ll be way ahead over the long haul if you just stay your course and KEEP INVESTING.

This takes care of your “long term”.

Short term, stay away from stocks. Stuff money into I-bonds at Treasurydirect. Ladder your CDs. Consider rental real estate property.

Stay away from individual stocks. Stay away from the “get rich quick crap” on late night TV and spam e-mails. Stay away from normal brokerage accounts that eat you alive with fees.

Work to cut your cost of living so that you can maximize your contributions to a 401k and a Roth IRA. Diversify your investment.

If you’re already maximizing Target Retirement funds in a 401k and Roth, consider investing in Real Estate so that you dont have all of your gold in one bag.

Investing is simple. Do the above for 20 or 30 years and retire a multi-millionaire.

Oh and here are some good books:

“Grow Your Money” by Jonathan Pond.

“The Lazy Person’s Guide to Investing” by Paul B. Farrell.

“The Quiet Millionaire: A Guide for Accumulating and Keeping Your Wealth” by Brett Wilder.

All available on Amazon. Read up and study but dont fall victim to “paralysis by analysis”, which means to study something endlessly but have zero action. Learn just enough to be dangerous and then ACT.

Good luck!

Michael asks…

On line investing /Trading?

i am looking for information on how to do on line trading , or how to invest.. you know something like stock trading or investing for dummies.

financi4 answers:

They’re is way to much involved to give you s fair outlook here. Check out Charles Scwab’s website. These great info there to help you understand what is involoved. Just google the name.

Powered by Yahoo! Answers

read more

Gold futures – Weekly outlook: March 25 – 29

0
0
0
0
0
0
0
0
0
or copy the link

Gold futures – Weekly outlook: March 25 – 29

Investing.com – Gold futures ended mildly lower on Friday, but held near the previous session's one-month high as concerns over Cyprus and indications the Federal Reserve will keep its asset-purchase program in place for the indefinite future boosted
See all stories on this topic »

read more

Your Questions About Investing In Real Estate

0
0
0
0
0
0
0
0
0
or copy the link

Charles asks…

I want to know how to get money to invest in real estate?

I want to invest in real estate. Anyone know any ways on how to get the money to do it. I got a grant but that was only 3400 dollars. I read on some of the questions already asked and found out that banks have programs for ppl with bad credit and some other stuff like that is what Im looking for?

Justin answers:

For that amount of money, it is best that you invest in REIT – Real Estate Investment Trust. It is kind of like a mutual fund but instead of owning a portfolio of stocks, REIT owns a portfolio of commercial properties.

Best wishes.

Donald asks…

What is the best place to invest in real estate in Canada?

What areas are the hottest to invest in real estate?
I’d like to know about areas that were once up, but are now down in prices and good deals can be found.
Also areas that are up and coming but not yet been taken over by mass investors.

Justin answers:

Toronto – downtown
Vancouver –
Halifax –

James asks…

Where can I read about the different ways to invest in Real Estate?

Hey, I’m looking to eventually invest in Real Estate.

But for now- I just want to read about the different ways to invest first.
Then from there see which ones interest me, and make plans from there.

Any ideas?

Can anyone recommend any good books? (In General.)
I mean any good books on Real Estate in General.

Any good websites?

Anything at all! Please let me know.

Thank you!

Justin answers:

The legalities in Canada are only slightly different as the agents are licensed by
the state or by the NAR.

Read about RE at the library–its how most of us do it

William asks…

What do i have to major for in college to be able to invest in real estate ?

Hello, everyone i appreciate all the support by the way, I heard that 99% percent of wealth comes from people who invest in realestate. Now if i wanted to do that as a career, what do i have to major in for college ?

Justin answers:

Real estate is part the finance department in most schools.

Chris asks…

How do I invest in real estate if I had a foreclosure in the past?

I had a condo in Vegas that got foreclosed on a year ago. How do I invest in real estate with this on my record? I have about a 30% cash down payment for the properties I’ve been looking at.

Justin answers:

30% isn’t 100%. You will need financing. And if you don’t qualify, then you don’t qualify.

John asks…

What is the possibilities for an Indian immigrant to invest in real estate projects in India?

Is there any legal problem for an Indian immigrant who has acquired American citizenship to invest in real estate projects in India? What is the legal fallout?

Justin answers:

Any NRI trying to look at the market should first look at which segment he wants to get into like residential, retail or office base. They should consult legal firms, real estate firms and study the market. Several times in the past, when they took advice from relatives and friends they burnt their fingers. While the real estate market is booming at present one still needs to be cautious and go for professional advice. Besides it should be for long-term, which is important. Hope it will work. Visit nsebse.com fo more information.

Powered by Yahoo! Answers

read more

Your Questions About Owns Jelly Belly Candy Company

0
0
0
0
0
0
0
0
0
or copy the link

John asks…

what are some companies that make sprinkles?

what are the names of some companies that make sprinkles and where are there factories? I was wondering if they give tours so people can see how they make sprinkles. I wanted to make them at home, but it seems like you need a lot of machines that are not accessible in a house.

financi4 answers:

This is a listing of the main ingredients found in decorative sprinkles….

Ingredients usually include sugar, corn starch (used as a thickener) or confectioners wax, dyes for coloring, and a confectioners glaze to make them shiny.

I know I went through a Jelly Belly factory and the entire process took about a week to complete. The centers had to tumble so they took shape..they were then coated numerous times with a candy coating..before getting that final glaze.

I know Betty Crocker, or General Mills, makes sprinkles and here is a listing of some of the plants they have but most of these make cereal..you would have to call to find the right one.
Http://www.generalmills.com/Careers/Locations.aspx

I know also that Tone’s Brothers makes sprinkles…..

Http://www.spiceadvice.com/corporate/about_us.html

If you want to make something like the confetti or sequins…instead of the sprinkles…you can make those yourself from rolled fondant. If you have a crafts roller cutter, or something like that…you can just roll your fondant out really thin and run the cutter over it. Let the tiny pieces dry and you have your very own, personal confetti shapes and colors.

Richard asks…

Online Source for Sunkist Fruit Gems in Grapefruit Flavor Only?

I cannot find a source for Sunkist Fruit Gems online in grapefruit flavor only.Most of the time they are sold as mixed flavors.I have not looked at the small packages but my guess is that they are mixed flavors too.I will give a best answer to someone who knows.

financi4 answers:

With a sunny and sweet disposition, Ben Myerson Candy makes Sunkist Fruit Gems and the Christopher’s Candy line of chocolates. Family-owned since 1912, the company produces a pure fruit pectin, fat-free candy for Sunkist Growers. Under the Christopher’s label, Ben Myerson produces chocolates (almond and peanut clusters, Irish cream mints, and raspberry fondue), fruit gems, and jelly beans. Sunkist Fruit Gems can be purchased at retail stores including Target, Albertson’s, and J. C. Penney; items can also be ordered through the company’s Web site. In 2006 the company agreed to be acquired by Jelly Belly Candy.
As of right now, Sunkist isn’t taking emails about the product any more and Jelly Belly isn’t manufacturing the product just yet. They are finishing selling the product which they acquired from Sunkist. No product is being made at this time.

Robert asks…

Presents for guests at our wedding?

What type of gifts can we have on the tables for our wedding? We have a limited budget, but would like it to be something personal for our friends and family.

financi4 answers:

This is what I tell everyone who asks about favors…

Keep favors consumable, something that can be used up (like lotion/soap) or eaten (such as candy). The reason for this is, people don’t have the same taste in music as you do, so the mix CD’s you do will get thrown in the trash. Most people don’t care about little photo frames, or single glasses or mugs or things like that. If they do keep them, it gets buried in the back of a cabinet, and then eventually thrown away or given to Goodwill. I hate it when I toss some little favor I got at a wedding, because I know it’s one more thing the bride and groom spent their hard earned money on, plus one more decision the bride totally stressed. But I don’t hate it enough to have the “stuff” cluttering up my already cluttered house.

If you keep it to a food item, people will probably eat it right there. You can get personalized M&M’s in wedding colors (go to m&ms.com), and Jelly Belly’s come in every color imaginable. You can also have personalized wrappers for Hershey’s bars–there are programs you can print your own on a printer, or there are companies you can order them from. One wedding I went to (and remember the favor from) they gave each guest a Krispy Kreme donut as they left…the bride and groom met while working at a Krispy Kreme store in college.

Charles asks…

sweet sixteen ideas??

i’m going to have a sweet 16 party in about a month.. but the problem is i don’t really know what to do. any ideas?? anything fun would be appreciated. I’m planning on inviting 16 year old girls.. thanks a lot!!

financi4 answers:

We are planning a surprise Sweet Sixteen for our daughter. The theme will be all about her. It will hinge around her and her fav. Things. We will use dark blue and pink for sweet sixteen. Most items we found on Ebay. Cute sweet sixteen mylar balloons, personalized napkins, organza favor bags, and personalized ribbons to tie the organza bags. For party favors we bought her favorite candies, Lindt truffles & bon bons.You might want personlized M&M’s or jelly bellies in the small packaged birthday bags. We also bought designer perfume samples on Ebay. They all were things about “her”. For the guys we bought Hummer (because she drives a Riviera, and that is the company that makes the cologne), Lucky #6, Polo Blue (fav color), and for the girls we bought Vera Wang princess, Juicy Couture that came packaged in cute purses, Broadway nite & Phantom of the Opera, all things that are personal to her. We have included a note in each bag, so they know why we made these choices. Other cologne choices for guys might be , blue jeans, weekend, RSVP. You can really make the favor bags personal. We also bought some custom Hershey bar wrappers. Just do a search online for custom or personalized candy wrappers. Hers has pointe shoes on it as she is devoted to ballet. Again Ebay, right now has some adorable Hershey Sweet Sixteen candy wrappers. We also bought some sweet 16 table confetti at Haga’s party supplies online. We are going to accent the table with semi precious faceted stones. There can be inexpensive if you wait for the right Ebay auction. IE: I got 144 pink sapphires for $5.50. I bought stones in pink hues, dark blue purple & clear to go with her colors. I also think custom fortune cookies for favors are a great idea. Again, Ebay. I have made them before, and if you make them yourself, use a online recipe with cornstarch, that worked the best for me. You have to be patient making your own, as each cookie takes about 6 minutes, but I personally wouldn’t try it with such a large group. I will also make creme cheese mints in heart and gift package shapes. We have invited about 18 of her close friends to dinner at her fav quaint mexican restaurant. We will be having them driven around in a Excursion limosine. I have made 2 cd’s with lots of fun birthday songs! We will be having a tiered birthday cake at home later, with a chocolate fountain. You can also get a inexpensive 5 tiered punch fountain on Ebay. We decided the chocolate fountain was enough, and will serve our guests Fre Spumante an alcohol free champagne. We have made a photo autograph book on shutterfly for her friends to sign. I made the pages on a photo program and saved each page as an image, and then uploaded to shutterfly. Winkflash has a 100 page book for 19.99 until March 15th. We also bought Phantom of the Opera type disposable cameras. With the developing, picture cd, and online host ing, each camera came to 7.00. I would strongly suggest have cameras for your guests to use available. If you are in an area that would work, I would look into the confetti canons. It would be neat for an entrance. When we get done eating cake & opening gifts, maybe they will watch Sixteen Candles on a big screen, or just mess around. Whatever they do, it will be fun. Hope this helps!

Thomas asks…

Baby’s first birthday cake, ideas?

I am a cook so I do know my way around the kitchen. The party is for my son. The “theme” is all about him, Cam. I don’t want characters like spongebob. I want him to have his own little cake and then a big cake for guests. I love to make round cakes. I need a recipe that’s okay for my soon to be one year old that’s also tastey and budget friendly. Any suggestions would be helpful. The frosting recipe is really where I am stumped. I don’t want any that’s going to taste like it came from a can. Thank you! Any other ideas like how to dress him or how to decorate will be appreciated. Remember my son is the theme so there will be a lot of pics of him!!!

financi4 answers:

> Since he is a boy and it is all about him I would do lots of sports, blue, dinosaurs, or trucks as decorations. You could do plates with baseballs and what not on them, or different cars, or dinosaurs, and dark and light blue streamers everywhere.

> As for dressing him, you could either dress him in a cute little go-together outfit since lots of pics will be taken. Lola’s theme was Elmo and she was dressed in Elmo (so I’d guess blue, or sports, or the other themes I mentioned…) but since you said the theme was him I would go with something like “I’m the birthday boy” or “I’m turning one!”. Make it yourself if you have to but you might be able to order something like it.

> The cake! And the perfect boy theme! Dirt and bugs 🙂 You can find some really nasty candy in the stores these days. For example, the Jelly Belly Company makes giant gummy spiders. You can also find large chocolate insects. These types of candy add up to the perfect birthday cake for little boys. For this birthday cake, you will need chocolate frosting, a bag of coconut, green food coloring, and insect shaped candy. This birthday cake is meant to look like a yard, so you will need to color the coconut with the green food coloring. Once that is done frost the cake and then add the coconut on top. Then just add your bugs on top and you’re done.

FROSTING: Creamy butter frosting.

> Ingredients:

* 1/3 cup butter
* 1/4 teaspoon salt
* 1 teaspoon vanilla extract
* 1 pound (3 1/2 cups) sifted confectioners sugar
* 3 to 4 tablespoons milk

> Preparation:

Cream butter, salt, and vanilla, beating until light and fluffy. Add sugar gradually, beating after each addition. Add 3 tablespoons milk, beating until smooth. Beat in more milk until desired spreading consistency is reached. Makes about 2 1/3 cups of frosting, enough to frost tops and sides of of an 8-inch 2-layer cake or a 10-inch tube or bundt cake, or about 1 dozen cupcakes.

Powered by Yahoo! Answers

read more

Crude oil futures edge lower after China data disappoints

0
0
0
0
0
0
0
0
0
or copy the link

Crude oil futures edge lower after China data disappoints

Investing.com – Crude oil futures were lower during European morning hours on Monday, after Chinese data released over the weekend showed consumer inflation accelerated sharply in February, while industrial production and retail sales slowed.
See all stories on this topic »

read more