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Your Questions About Invest In Gold Stock

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John asks…

What are some gold stocks to invest in?

Some gold stocks.
THanks

financi4 answers:

Here’s a few choices.

GLD exchange traded fund
Newmont Mining (NEM)
Gold Fields (GFI)
Barrick Gold (ABX)
Gold Corp (GG)

Ken asks…

What is the best way to invest in gold without buying buying gold coins.?

Also now that gold is so high what is the best way to invest in gold thru the stock market.

financi4 answers:

The Gold ETF:

http://www.top10traders.com/ViewHolding.aspx?symbol=GLD

George asks…

I have some money. Should I invest in gold now?

Do you think it’s a good idea as for now? If not, why?

And do you think I should invest in gold bullions or gold stocks?

Thanks a lot guys and God bless.

financi4 answers:

First off you need to understand that gold is not an investment. The best way to own gold is to buy and take physical delivery of the gold itself. Silver is also in the gold realm as well, so when talking about gold, silver is included.

It is always a good idea to own some gold and silver at all price levels. To truly understand gold and silver, and why you should own it you have to understand the economy and get the movie of life on the largest screen possible.

Gold is money and a store of value. It is the “Currency of last resort” as Greenspan has stated many times through the years. Gold doesnt pay interest, dividends, doesnt restate earnings, has no lawyers, accountants, CEOs or CFOs lying to you on television. Gold doesnt ask for bailouts, doesnt go BK and cannot cook its books. Gold cant be debased or printed at the will of a company or governmetnt and holds its purchasing power.

Gold sits there as a store of value, is labor intensive, and a one ounce coin will not split into a bunch of half ounce coins at the direction of the pin stripped bandits on Wall Street. Also Gold is the ONLY asset class in the last ten years to increase in value and retain every dollar of its purchasing power.

Gold can be bought in many forms. Coins are the best. I personally like the US coins in both the Gold Eagles and the pre 1933 US $20 gold peices. Gold Eagles are hard to find right now but $20 pre 1933 gold pieces are avalible from PTG at www.allamericangold.com . This is the company I use and I like them and their radio show that airs every weekday.

Once you have physical gold and silver then ETFs or stocks are fine but I strongly suggest in holding physical gold for long term value and storage.

Cons to owning gold is it is subject to short term market manipulation by the Federal Reserve and bullion banks. This can cause the short term price to be pushed down as is being done today. This is why the paper price on gold verses the physical price is not he same today. Paper price today is about $830 an ounce but the physical price is ranging between $900 to $1200 depending upon the product being bought.

I personally stay away from bullion coins however I do own a couple ounces of them. Once you learn not to trust paper assets of anythign then you will understand gold and its value. Listen to the follow radio show to get a better understanding about gold and what it happening today in the economy.

Http://patriotarchives.blogspot.com/

William asks…

I hear some people say that you should invest in gold if you think the stock market will go down?

but from my observation:
More often than not; Gold moves in the SAME direction as the stock market, not the opposite.

Isn’t that right?

financi4 answers:

Gold has a huge speculative component simply because it’s gold and so well known but it is a commodity so in general it’s value reflects the rate of inflation which averages over the past 60 years as 4.5% per annum. To illustrate this, the prices of gold in the 80’s went to $850 per once and fell to $300 per once, today’s gold price is $1,658 per once so had you bought at $300 thirty years ago, you would’ve earned 5.86% per annum and had you bought at $850 an once 30 years ago, you would’ve earned 2.25% per annum. The apparent increase in gold value is really more a matter of it having languished in obscurity for two decades than any real significant gains. The idea of gold not being correlated to stocks and therefore a useful counterweight to assure a profit by portfolio rebalancing is true but it’s a variable quantity whereas bonds is assured to be non-correlated with stocks so it serves the role better despite more modest returns. To just invest in gold is stupid, to include gold in your portfolio is ok but you can do much better.

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Developers wary about investing in Windows Phone 8 games …

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Developers wary about investing in Windows Phone 8 games …

Windows 8 might be popular among game developers, but the phone version of Microsoft's software will face a tough road catching up with Google and Apple.
VentureBeat » Games

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7 Tips For Investing In Art | Bankrate.com

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7 Tips For Investing In Art | Bankrate.com

Before bidding at auction, make sure you understand the costs and risks of investing in art.
www.bankrate.com/finance/…/investing-in-art.aspx?ic_id…

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Your Questions About Stocks And Bonds 2012

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Daniel asks…

On a day when both stocks and bonds decrease in value, what market instruments are typically rising in value?

For instance, March 14, 2012

financi4 answers:

Cash -specifically short term treasuries, think 91 days or less.

Thomas asks…

Financial Account Questions?

Hey guys, any additional explanation is appreciated, but not needed. I’ll make sure to choose best answer. Thanks again!

1. Panhandle Corporation was organized on January 3, 2012. The firm was authorized to issue 100,000 shares of $5 par value common stock. During 2012, Panhandle had the following transactions relating to shareholders’ equity:

Issued 30,000 shares of common stock at $7 per share.
Issued 20,000 shares of common stock at $8 per share.
Reported a net income of $100,000.
Paid dividends of $50,000.

What is total paid-in capital at the end of 2012?

a. $420,000.

b. $370,000.

c. $470,000.

d. $320,000.

2. For the issuer of 20-year bonds, the carrying value using the effective interest method would decrease each year if the bonds were sold at a:

———Discount———-Premium
a)——–no———————–no
b)——–no———————–yes
c)——–yes———————yes
d)——-yes————————no

a. Option a

b. Option b

c. Option c

d. Option d

3. X2 issued callable bonds on January 1, 2012. The bonds pay interest annually on December 31 each year. X2’s accountant has projected the following amortization schedule from issuance until maturity:

date———–cash—–Interest——… in———carrying value
1/1/10———paid—–expense—-car… value——-$104,212
12/31/11—$7,000—$6,253——-$747-…
12/31/12—$7,000—$6,208——-$792-…
12/31/13—$7,000—$6,160——-$840-…
12/31/14—$7,000—$6,110——-$890-…
12/31/15—$7,000—$6,057——-$943-…

X2 buys back the bonds for $103,000 immediately after the interest payment on 12/31/12 and retires them. What gain or loss, if any, would X2 record on this date?

a. No gain or loss.

b. $3,000 gain.

c. $1,202 loss.

d. $327 loss.

financi4 answers:

I have seen this atleast 3 times as well.

Michael asks…

Has the buildup in plant and equipment been financed in a satisfactory manner?

CROSBY CORPORATION
Income Statement
For the Year Ended December 31, 2008
Sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $2,200,000
Cost of goods sold . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,300,000
Gross profits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 900,000
Selling and administrative expense . . . . . . . . . . . . . . . . . . . . 420,000
Depreciation expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 150,000
Operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 330,000
Interest expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 90,000
Earnings before taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . 240,000
Taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80,000
Block?Hirt?Danielsen:
Foundations of Financial
Management, 13th Edition
II. Financial Analysis and
Planning
2. Review of Accounting © The McGraw?Hill
Companies, 2009
52 Part 2 Financial Analysis and Planning
www.mhhe.com/bhd13e
Statement of Retained Earnings
For the Year Ended December 31, 2008
Retained earnings, balance, January 1, 2008 . . . . . . . . . . . . . . . . . . . . $500,000
Add: Earnings available to common stockholders, 2008 . . . . . . . . . . 150,000
Deduct: Cash dividends declared and paid in 2008 . . . . . . . . . . . . . 50,000
Retained earnings, balance, December 31, 2008 . . . . . . . . . . . . . . . . . $600,000
CROSBY CORPORATION
Income Statement
For the Year Ended December 31, 2008
Earnings after taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 160,000
Preferred stock dividends . . . . . . . . . . . . . . . . . . . . . . . . . . . 10,000
Earnings available to common stockholders . . . . . . . . . . . . . $ 150,000
Common shares outstanding . . . . . . . . . . . . . . . . . . . . . . . . 120,000
Earnings per share . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 1.25
Liabilities and Stockholders’ Equity
Current liabilities:
Accounts payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 250,000 $ 440,000
Notes payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 400,000 400,000
Accrued expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70,000 50,000
Total current liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . 720,000 890,000
Long-term liabilities:
Bonds payable, 2012 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70,000 120,000
Total liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 790,000 1,010,000
Comparative Balance Sheets
For 2007 and 2008
Year-End
2007
Year-End
2008
Assets
Current assets:
Cash . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 70,000 $ 100,000
Accounts receivable (net) . . . . . . . . . . . . . . . . . . . . . . . . . . 300,000 350,000
Inventory . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 410,000 430,000
Prepaid expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50,000 30,000
Total current assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 830,000 910,000
Investments (long-term securities) . . . . . . . . . . . . . . . . . . . 80,000 70,000
Plant and equipment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,000,000 2,400,000
Less: Accumulated depreciation . . . . . . . . . . . . . . . . . . . 1,000,000 1,150,000
Net plant and equipment . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,000,000 1,250,000
Total assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,910,000 $2,230,000
Stockholders’ equity:
Preferred stock, $100 per value . . . . . . . . . . . . . . . . . . . . . . 90,000 90,000
Common stock, $1 par value . . . . . . . . . . . . . . . . . . . . . . . . 120,000 120,000
Capital paid in excess of par . . . . . . . . . . . . . . . . . . . . . . . . 410,000 410,000
Retained earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 500,000 600,000
Total stockholders’ equity . . . . . . . . . . . . . . . . . . . . . . . . . 1,120,000 1,220,000
Total liabilities and stockholders’ equity . . . . . . . . . . . . . . . . . . $1,910,000 $2,230,000

financi4 answers:

.A good guide is the Earnings per share as that’s how the market determines profitability.

James asks…

Prepare a statement of cash flows for the Crosby Corporation?

CROSBY CORPORATION
Income Statement
For the Year Ended December 31, 2008
Sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $2,200,000
Cost of goods sold . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,300,000
Gross profits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 900,000
Selling and administrative expense . . . . . . . . . . . . . . . . . . . . 420,000
Depreciation expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 150,000
Operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 330,000
Interest expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 90,000
Earnings before taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . 240,000
Taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80,000

Additional Details
CROSBY CORPORATION
Income Statement
For the Year Ended December 31, 2008
Earnings after taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 160,000
Preferred stock dividends . . . . . . . . . . . . . . . . . . . . . . . . . . . 10,000
Earnings available to common stockholders . . . . . . . . . . . . . $ 150,000
Common shares outstanding . . . . . . . . . . . . . . . . . . . . . . . . 120,000
Earnings per share . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 1.25

Statement of Retained Earnings
For the Year Ended December 31, 2008
Retained earnings, balance, January 1, 2008 . . . . . . . . . . . . . . . . . . . . $500,000
Add: Earnings available to common stockholders, 2008 . . . . . . . . . . 150,000
Deduct: Cash dividends declared and paid in 2008 . . . . . . . . . . . . . 50,000
Retained earnings, balance, December 31, 2008 . . . . . . . . . . . . . . . . . $600,000

Comparative Balance Sheets
For 2007 and 2008
Year-End
2007
Year-End
2008
Assets
Current assets:
Cash . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 70,000 $ 100,000
Accounts receivable (net) . . . . . . . . . . . . . . . . . . . . . . . . . . 300,000 350,000
Inventory . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 410,000 430,000
Prepaid expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50,000 30,000
Total current assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 830,000 910,000
Investments (long-term securities) . . . . . . . . . . . . . . . . . . . 80,000 70,000
Plant and equipment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,000,000 2,400,000
Less: Accumulated depreciation . . . . . . . . . . . . . . . . . . . 1,000,000 1,150,000
Net plant and equipment . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,000,000 1,250,000
Total assets . .

Liabilities and Stockholders’ Equity
Current liabilities:
Accounts payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 250,000 $ 440,000
Notes payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 400,000 400,000
Accrued expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70,000 50,000
Total current liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . 720,000 890,000
Long-term liabilities:
Bonds payable, 2012 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70,000 120,000
Total liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 790,000 1,010,000

financi4 answers:

I’ve sent the file to that address you once gave me.

Donald asks…

If you truly believe that the World will end in 2012, why not just “Party Till You Drop!” in 2011?

Imagine the possibilities:
$ – “Cash In” all of your Savings accounts, CDs, Stocks & Bonds, and just Go For Broke! (They don’t accept Cash OR Plastic in Hell, not even American Express!)
$ – Buy or Lease that ultra-expensive luxury car that you had thought that you could never afford, and drive the wheels off of it!
$ – Go to Vegas, and marry a $5000-per-hour Prostitute, then take her home to meet the former wife & kids!
$ – Buy & Try all of those “Hard-Core” Controlled Substances that you have always wanted to experiment with, but lacked the Balls to do so!
$ – Become the “007 – Licensed to Kill” Secret Agent that you’ve always fantasized about being, and wreak Death & Destruction upon all of your enemies, both real and suspected! (Good News! They don’t have Prisons in Hell!)
$ – One last thing: Don’t forget to also purchase a Cyanide pill, in the event that the World DOESN’T end in 2012!

financi4 answers:

You are certainly free to do as you choose.
You’ll be pretty tired when you realize the world isn’t coming to an end, but it’s still your choice.

Chris asks…

Stock investments for 27-year-old, can you give advice for 2012?

I’ve been getting more into investing and I’m wondering about how much I should keep invested in stocks and ETFs going into 2012 since many pro investors don’t seem very optimistic. Any suggestions on overall adjustments and changes would be much appreciated!

Here’s my portfolio:
IVV: $5,040
QQQ: $4,466
WAG: $3,306 (longtime investment)
VOX: $2,487
FUI: $1,704
VEU: $1,586

$6,000 available for trading (not including cash in bank accounts)

I’m looking for more opinions about whether I should consider bonds or any other type of investment other than stocks. Thanks for the help!

financi4 answers:

I like bonds for diversification, so I would put 20% in these. Your portfolio is very niche oriented, with 60% in tek, wag, utilities & telecommunications. Generally you don’t want more than 20% in these (specialty funds). And no more than 5% in any one stock.

I would also add a mid/small cap fund.
Try not to worry too much about what 2012 will bring. Invest for the long term.

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Investing in the spread of ideas – Sasha Dichter

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Investing in the spread of ideas – Sasha Dichter

Sasha Dichter, Chief Innovation Officer at Acumen, gave a talk on investing in the spread of ideas. Sasha is focused on scaling Acumen's impact by building on our core investing work to create the ecosystem of leaders the world needs to do this work
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Acumen Fund (blog)
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Dividend-Growth Investing For The Long Term Could Be 'The Holy Grail'

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Dividend-Growth Investing For The Long Term Could Be 'The Holy Grail'

I believe that the most successful investors on the planet buy shares in companies that are solid, large cap, dividend paying, blue chip stocks. It could even be the "Holy Grail" of the investing world. Some believe it might be the ONLY grail for the
See all stories on this topic »

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Gender Matters: Investing Still a Man's World – 24/7 Wall St.

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Gender Matters: Investing Still a Man's World – 24/7 Wall St.

When it comes to making investment decisions among households with at least $3 million in assets to invest, more than 75% of men believe they are better qualified to decide than their spouses. Only 18% of women say they are better
24/7 Wall St.

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