Your Questions About Invest In Gold Bullion

James asks…

Gold investment due to inflation?

I’ve been hearing some people talk about investing in gold now that we expect to have higher inflation rate. What’s your take in this? Do you think it’s legit investing tips? Where do you buy gold and what kind (is it gold bars/bullions)? Is it liquid enough for resale and what type of selling cost involved at what costs?

financi4 answers:

Gold is currently very easy to buy as a traded index fund under the symbol GLD. Here is my take. I do believe that inflation is going to be an extremely great concern. The government in fact is attempting to increase inflation to stabilize the house market. They were not satisfied with the last housing bubble they created. They want to create another. They figure that inflation should create a lasting housing bubble for them. GLD is relatively cost free. The expense ratio is 0.4%, less than many mutual funds although there is no income when investing in gold. Also the tax consequences are more severe. It is considered and taxed as a collectible. One of those idiotic IRS rulings So is silver. If you are wanting to invest some money in GLD the place to do so is within a Roth IRA account since nothing within that account is taxable.

I hope that I am wrong about inflation, but if I am not then gold is going to be increasing even more than it has already increased.

David asks…

How & where do you buy gold?

My husband said we could buy funds that invest primarily in gold but wouldn’t it be safer now to physically have the gold? What is the difference between bullion bars vs gold coins? Thanks!! 🙂

financi4 answers:

Your first part of the question is technically correct, you would in fact be safer if you bought the gold physically. With gold funds you have to pay management fees, broker costs and future roll costs. Also, if the fund goes under you could lose some of your money or have it suspended by administrators for years (although for funds like the SPDR Gold trust that is very unlikely).

The difference between coins and bars is just that, one is a coin and one is a bar!! Don’t forget that gold is valued by the oz (Currently $960), the two most usual bullion bars are London delivery weight which weighs 400 oz (one bar = more than $380,000) and Kilo bars which weigh 32.15 oz (one bar = more than $30,000). Then you have to pay for bank storage.
In the USA you can buy Gold Eagle coins that are pure gold and trade at gold spot price They weigh 1 oz and less. There is often a premium to be paid and a spread by the dealers. It is worth mentioning that the US Mint has stopped production of these coins as there is a speculative bubble forming in gold.

Be very careful if you are going to buy gold as an investment. It will not protect you against inflation for the long term. It will only protect against market perceived inflation. There is also a much higher percentage of investor bought gold, just like the dot.com bubble in 2000. There is a very good chance gold can rise to $1200 to $1300 per oz in the next 6 months. But if you hold this non yielding asset for long term you will lose money.

Chris asks…

i have about 2000$ is savings bonds.. a buddy of mine says cash them in and but gold bullion.. is this safer?

and will it turn out a bigger yeild? how do YOU think i should invest it?

financi4 answers:

I would invest in Mutual Funds

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Put investing on hold, wait for a larger dip: Deepak Mohoni

Put investing on hold, wait for a larger dip: Deepak Mohoni

"Investing" in gold and other commodities remains avoidable, as the longer-term trend in most commodities is down. Commodities, particularly oil, have recovered, but this is largely of relevance to short- to mediumterm traders. GLOBAL PERSPECTIVE
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Your Questions About Investing For Dummies

Thomas asks…

How to get ahead without Investment Mombo Jumbo?

I funded my Roth to the max. My job does not offer 401ks. What can I do next?

I don’t want to go into the Stock Market. Risk is my worst enemy. Where can I go for advice besides “Investing for Dummies” ?

I go to investment websites and all I read is Blah Blah Blah.

(I’m 25 years old, and a single mother, if it helps)

financi4 answers:

Investing is easy when you invest in America and you can do that with a S&P 500 or total market index fund. Just dollar cost average into the account. You should also consider a simple portfolio of 50% bonds and 50% stock. Both are available through indexes.

Indexing is simple, mimics that market, is low cost, is low taxed, and will solidify your financial future. You need the mindset that these are investments for the future. Don’t worry about the daily changes of 1 or 2 percent that television freaks out about. How often do you freak out when ketchup goes on sale for 2% off?

Read “The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns (Little Books. Big Profits)” by John C. Bogle

Paul asks…

Books about investing?

I currently have ‘Stock Investing for Dummies‘ and Benjamin Graham’s ‘The Intelligent Investor’. About halfway through ‘Stock Investing for Dummies‘, and it’s getting a little boring, but I’m going to try to finish it before I read The Intelligent Investor.

Any ideas on what I should read after I finish both of the above?

financi4 answers:

Unfortunately, there are many books out there that make great reading, but promote investment systems that don’t work. Finding good investment books is difficult.

One excellent book is Burton Malkiel’s “A Random Walk down Wall Street.” It discusses how to build a safe, balanced portfolio of stocks. You can find it in most libraries.

Other good books are:

The Bogleheads’ Guide to Investing
The Investor’s Manifesto: Preparing for Prosperity, Armageddon, and Everything in Between
The Four Pillars of Investing: Lessons for Building a Winning Portfolio
The Only Guide to a Winning Investment Strategy You’ll Ever Need: The Way Smart Money Invests Today
The New Coffeehouse Investor: How to Build Wealth, Ignore Wall Street, and Get on with Your Life

Chris asks…

what books would you suggest for a beginner investor?

besides “investing for dummies” are there any other books someone would suggest as a great start for investing on your own using vanguard/ameritrade/etc. mutual funds, small cap stocks, etc. i want to know how to start, how to manage, and how to know when to get out. thanks for your suggestions! my goals are for long term and short term, id like to have a diversified portfolio
website links are welcomed suggestions as well. ive already visited motley fool, vanguard, ameritrade, and beacon.

financi4 answers:

You’re on the right track with Vanguard. Stick to low cost index funds. If you’re not already in a 401k or Roth IRA, then START. Just stuff as much money as you can into a “target retirement fund” and let it swell up over time.

Dont move your money out when the “stuff hits the fan” like it did today. If anything, buy more when the market tanks. Stocks are on sale! If you are going to let this money grow for 20 or 30 years, it doesnt really matter how bad things are currently because it will work itself out and you’ll be way ahead over the long haul if you just stay your course and KEEP INVESTING.

This takes care of your “long term”.

Short term, stay away from stocks. Stuff money into I-bonds at Treasurydirect. Ladder your CDs. Consider rental real estate property.

Stay away from individual stocks. Stay away from the “get rich quick crap” on late night TV and spam e-mails. Stay away from normal brokerage accounts that eat you alive with fees.

Work to cut your cost of living so that you can maximize your contributions to a 401k and a Roth IRA. Diversify your investment.

If you’re already maximizing Target Retirement funds in a 401k and Roth, consider investing in Real Estate so that you dont have all of your gold in one bag.

Investing is simple. Do the above for 20 or 30 years and retire a multi-millionaire.

Oh and here are some good books:

“Grow Your Money” by Jonathan Pond.

“The Lazy Person’s Guide to Investing” by Paul B. Farrell.

“The Quiet Millionaire: A Guide for Accumulating and Keeping Your Wealth” by Brett Wilder.

All available on Amazon. Read up and study but dont fall victim to “paralysis by analysis”, which means to study something endlessly but have zero action. Learn just enough to be dangerous and then ACT.

Good luck!

Michael asks…

On line investing /Trading?

i am looking for information on how to do on line trading , or how to invest.. you know something like stock trading or investing for dummies.

financi4 answers:

They’re is way to much involved to give you s fair outlook here. Check out Charles Scwab’s website. These great info there to help you understand what is involoved. Just google the name.

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Your Questions About Which Of The Following Is Not A Part Of Comprehensive Income

Joseph asks…

Can you review my answers Accounting Please Thank in advance…?

which of the following is not a part of comprehensive income? is it b
a. foreign currency items
b. restricting charges
c. unrealized gains and loses
d. pension liability adjustments

which of the following is a none cash investing and financing activity (is it D )
a payment of a cash dividend
b.payment of a six month note payable
c.purchase of merchandise inventory on account
d.issuance of common stock

the statement of cash flows may be issued by management to ( is it A )
a. assess to asses liquidity
b. assess the major policy decision involving investment and financing
c.determine a dividend policy
d.do all the above

Which of the following should be deducted form net income in calculating net cash flow from operating activities using in the direct method ( is it B)

a. depreciation expense
b. amortization premium on bond payable
c. a loss on the sale of equipment
d.dividends declared and paid

On the statement of cash flows the cash flows from operating activities section would include IS IT (B?)
a. receipts from the issuance of capital stock
b. payment for interest on short term notes payable
c. payments for the acquisition of investments
d. payments for cash dividends

financi4 answers:

Here’s my best guess:

which of the following is not a part of comprehensive income?
B. Restricting charges

which of the following is a not a cash investing and financing activity
b.payment of a six month note payable

the statement of cash flows may be issued by management to
d.do all the above

Which of the following should be deducted form net income in calculating net cash flow from operating activities using the indirect method
b. Amortization premium on bond payable

On the statement of cash flows the cash flows from operating activities section would include
b. Payment for interest on short term notes payable

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Your Questions About Stocks And Bonds

James asks…

Need to know the difference between stocks, bonds, and short term inv?

22 years old… I have a 1 year old.. I work at Sprint.

financi4 answers:

Bonds can last for more than 10 years and its u can say u purchase it at face value which promise u that u will get ur money back plus interest worse after period of time

stock is public ownership to specific entity which allow u to share in profits and losses same time according to the business operation
short term investment is investment that last for only one year or less

Mark asks…

Best Savings Plan for Self Employed: 401k, IRA, CDs, Stocks, Bonds, or what?

I am almost 29 years old and I am self employed. I have saved (in a savings account), roughly 50k.

I am wondering what the best method of savings/interest would be for me. Should I do a self employed 401k plan? Should I invest it in CDs? Should I invest in bonds? Roth IRAs?

What would you recommend? Preferably something that is safest (insured), while offering the best interest possible.

financi4 answers:

The best is likely a tax deferred account – IRA, or a 401k. A sep401k, you could put more money into. However they might be difficult to set up on your own. Check with one of the large mutual fund companies on this – Vanguard, Fidelity or TRowe Price.

It’s hard to see how you would ever have a comfortable retirement putting your money into something safe. These don’t even keep up with the drag of inflation and taxes. You want to grow your money, equities is the way to do it.

Chris asks…

Can 401 K funds be used to invest in real estate as opposed to stocks , bonds and other financial investments.

financi4 answers:

A 401k is an investment for your retirement and is already invested in stock, bonds, and/or mutual funds. It is pre-tax money and the penalties for withdrawing can be more costly than any return you think you can get by putting it elsewhere. Ten percent penalty and a minimu of 15% for income tax. However, if you want to take you money there’s nothing stopping you except the rules your employer has for the administration of the funds. After you get past that, knock yourself out.

From you list the only thing you can “invest” in that will duck the penalty (not the tax) is if you are a first-time homebuyer, and even then you’re only allowed up to $10,000

Daniel asks…

Can investing in stocks,bonds and mutual funds obtain and acquire some Ass-ets in this flexible market?

financi4 answers:

I trade stocks with options. I have developed my own short term trading method that produces a 90%+ accuracy. With my system, I don’t look for P/E or anything like that. When all my indicators line up, I take the trade. Will be willing to pass along recommendations as they develop. Email me at openrangetraders@gmail.com.

Richard asks…

What path can i follow or how can i be become a trader (stocks bonds and other commodities ) in the U.K?

financi4 answers:

Visit http://net-new.blogspot.com

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Your Questions About Stocks And Bonds For Kids

Robert asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?
So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said she needs my help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. I know this isn’t my baby because she never wanted to have sex with me and every-time i tried she would push me away but then she goes out and meet this guy and ended up having sex with him that week? Oh-well i guess that’s just another rule on why nice guys shouldn’t be nice guys. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

Okay your right on 3 counts the first count i say this in the most kind way possible its not your child and 2nd count she cheated thats a huge deal cause she lied not to mention umm the whole crimnal thing and the 3rd thing it will screw up your love life i don’t know if your dating anyone else right now but it could be a bad thing for the relationship my advice above all else is to tell her what you told her before and then if she does not leave then call the cops and let them deal with her

Daniel asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said she needs my help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. I know this isn’t my baby because she never wanted to have sex with me and every-time i tried she would push me away but then she goes out and meet this guy and ended up having sex with him that week? Oh-well i guess that’s just another rule on why nice guys shouldn’t be nice guys. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

Well, hopefully you’ve changed the locks on your house. If not, do it NOW! Don’t get sucked into her drama. She left without so much of a thank you and now she needs / wants your help. She needs to take some responsibility for her actions. Point her to her girlfriends house. Where are her parents? You can’t rescue her and look yourself in the mirror without feeling like an idiot. Because, that’s what you would be. I understand where you’re coming from, but you need to be strong for you.

John asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me for 2 years in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. Were were not married but getting there. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said i need your help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

You need to be absolutely straight with her because if she thinks that there’s any chance she can use you again, she will.

On the one hand, I’m sure you’re sensitive to the fact that she’s obviously having a hard time at the moment, BUT she is a grown woman, and she’s made her bed – now she has to lie in it.

I would just be honest with her and tell her how you feel. Email her, call her, but don’t meet with her because she’ll find a way to manipulate your feelings in a face-to-face scenario. Try something like this:

“I’m sorry you’re having a hard time at the minute, but I’m not going to be part of your life anymore. You left me at the drop of hat and have been very happy for months without me, and you’re only in touch with me now because you’re in trouble now and you want me to bail you out, but I’m not going to. I suggest you go stay with your parents at the minute, or go to a shelter, but you can’t come here. You’ve made it clear that you’re not interested in a relationship with me anymore, even as friends, and I don’t appreciate the fact that you’re only talking to me now because you want me to help you, rather than you wanting to talk to me. I’m sorry, but you’re a grown up and you have to sort your own problems out. You made the decision to leave me, and now you have to respect the fact that I don’t want you back. I wish you all the best, but please don’t contact me again – I won’t be used.”

It sounds harsh, but then she was harsh to you by leaving you at the drop of a hat. It has nothing to do with the life she lead with you, it’s just that she chose not to be part of your life and she can’t just drop in and out of your life when she chooses. Think about this – if she never got pregnant, and if her bf wasn’t going to prison, would she be in contact? I think not.

Richard asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said she needs my help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. I know this isn’t my baby because she never wanted to have sex with me and every-time i tried she would push me away but then she goes out and meet this guy and ended up having sex with him that week? Oh-well i guess that’s just another rule on why nice guys shouldn’t be nice guys. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

Change the locks.

David asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said she needs my help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. I know this isn’t my baby because she never wanted to have sex with me and every-time i tried she would push me away but then she goes out and meet this guy and ended up having sex with him that week? Oh-well i guess that’s just another rule on why nice guys shouldn’t be nice guys. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

Wow Mark,

I am sorry to hear that. Don’t stop being a nice guy; the world needs those nowadays. It sounds like you did the right thing, you were courteous, despite probably being hurt and confused by her decision to leave you. If she comes to your house, you can do exactly what you did over the phone — stand your ground — and redirect her to a place that will be good for her and the baby. Please stay polite, listen — if you feel you need to –, but be firm. I wish you all the best.

George asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said she needs my help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. I know this isn’t my baby because she never wanted to have sex with me and every-time i tried she would push me away but then she goes out and meet this guy and ended up having sex with him that week? Oh-well i guess that’s just another rule on why nice guys shouldn’t be nice guys. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

Tell her to go find her own place to stay. Keep your doors locked and if you haven’t already you should change your locks. If she refuses to leave your house call the police and they’ll remove her. If she comes back call them again and then eventually if she doesn’t leave you alone, get a restraining order.

Thomas asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said she needs my help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. I know this isn’t my baby because she never wanted to have sex with me and every-time i tried she would push me away but then she goes out and meet this guy and ended up having sex with him that week? Oh-well i guess that’s just another rule on why nice guys shouldn’t be nice guys. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

If that were me I’d kindly tell her that I couldn’t help. It’s not your baby, she left you, and looks like she took you for granted. You are not obligated to help her. Don’t be a pushover. She can’t come into your house if don’t let her, so just don’t let her in. Even pretend that you’re not there. Just ignore her, really.

Charles asks…

How can i tell my ex-girlfriend NOT to come back to my house because she is pregnant with another guys baby?

So she broke up with me and its been about a year now. I gave her a very nice life when she lived with me in my house. She didn’t have to work, just keep the house clean as this was her choice, she could of work also but i gave her the option to do what she wanted. I worked (my own business) and made enough for us to live very good and have made over 1 million dollars from stocks and bonds and i took care of the bills and our two cars. I have a house in Los Angeles. Well she and her girlfriends went out to a bar while i was at work and she met a guy who just got out a divorce with 3 kids. She ended up breaking up with me and moved with him to San Francisco. There was no phone call or sit-down conversation or anything explaining why she left. She just came home one day and said she was leaving me. Well monday she called saying that she was pregnant (we haven’t spoke in 6 months). I was like umm congrats but i have to go now. She started crying and said she needs my help? I was like umm come again? She said her boyfriend was going to prison because sunday he got CAUGHT selling hardcore drugs to undercover cops and he is facing 5 years in prison (2nd offense) because of the load of drugs they found on his car. She is crying for me to let her come back and live the nice life she took for granted and acourse we all know girls like the badboys until he is to bad and then they always come back to the nice-guys as an second option when things dont work out with the badboy. I know this isn’t my baby because she never wanted to have sex with me and every-time i tried she would push me away but then she goes out and meet this guy and ended up having sex with him that week? Oh-well i guess that’s just another rule on why nice guys shouldn’t be nice guys. She said she is coming down this weekend and i told her NO GO TO A SHELTER OR PARENTS HOUSE! But if she does come where can i direct her to because she sure aint staying with me again?

financi4 answers:

Well bro, you pretty much answered your own question. If and when she comes to your door step just point her in the right direction of a shelter or give her a number to a program that will help her out. It’s harsh to say but your doing the right thing bro, your were wronged in the most heinous way, you kept a roof over her head, brought the bacon home, gave her a life most women can imagine, and when you wanted some affection, you were denied and forgotten. It’s just karma in your favor, any real man would react and jump at the chance to make a person like that pay the piper. Next time just moe careful in you selection so you don’t have repeat like this again bro. Good luck amigo

-cheers

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