Gold investing for the long haul – Stockhouse

Gold investing for the long haul – Stockhouse

Now is the right time to invest! Many people looking to start investing make the mistake of trying to wait until prices drop to a certain point before buying. While this method can sometimes pay off, often investors simply lose out as markets rise
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Your Questions About Purchased Songs Will Not Play On Iphone

John asks…

What is the best way to play music in your car from an iPhone?

Does anyone use the iTrip with the iPhone or know names of products that make it easy? The cd player in my car isnt mp3 ready so im wondering what would be the best way. Should i wire it all up to play them or should i get the iTrip FM Transmitter. thanks!

Justin answers:

If you have an aftermarket cd player, you can probaby purchase one of two options to solve your problem. The first is merely a cable that connects to the rear of the cd player and to the headphone jack on the iPhone/iPod. This allows you to change songs as you normally would by using the iPhone. The second option(which I personally use and recommend) is a bit more expensive. It is the same as the first except there is a small computer processor involved. My cd player has one built into it, while the previous cd player I had did not. I had to buy a “small box” that had a cable running from it to the cd player and another to the iPod. This connects to the iPod at the serial port onthe bottom and allows you to control the Ipod from the face plate of the cd player, and charge the iPod simultaneously.

If you have an older aftermarket cd player, the first option is probably the only one for you. You may want to purchase a car charger for the Iphone if you go this route.

The iTrip is absolute crap. It is merely a radio transmitter which doesn’t work if you live in an area that has a high number of radio station. (I.E. Indianapolis of all places) By running a cable from the back of the cd player to the Ipod, the sound quality will be exactly what you are used to hearing through the headphones, not a downgraded radio version of your music.

Charles asks…

How much do you pay monthly for an Iphone 3g?

How much do you pay a month? I wouldn’t plan on getting Internet with it, so would the price per month be lowered? I would like to go with Telus as well.

And also.. What is voice control and voice memo on the Iphone? I’d like to get the 8GB, and the 16GB looks very tempting but expensive too.

Is there anything else I should be aware of before purchasing it? Pros and cons?

Justin answers:

The $30 monthly iPhone data plan is a requirement, there is absolutely no way around it. Voice control basically allows you to speak the words “Call Bob” and the phone will place the phone call without you having to dial the number. You can also say the name of a song and it will play without you having to access your music files. Voice memo is a microphone that records audio.

Mark asks…

How do I transfer movies and videos from my iphone to my imac for free? What do I need to download?

I don’t want to have to pay for anything, so please if there is a free way please tell me.

Justin answers:

Below is a link to an iLounge article. ILounge is a great guide for all things iPod. If you go to the iPod 101/201 section, there are a number of tutorials on how to do many different things with your iPod and iPhone.

The article below talks about three different ways of getting content off of your iPod/iPhone:

-Paying for a program. This may not be what you want to do, but the programs you pay for generally give you the best return. You can get all of the information about the content you transfer (song play counts, ratings, etc.) with some of the programs you pay for, plus be able to recover additional content. Again, it may not be the way you want to go, but it’s the easiest and best way to get content off of your iPhone.

-Get a free program. Some of these programs are only designed to get content off of iPods, and may not be able to recover videos. But, they’re worth checking out before you pay for something. You’ll also probably lose the additional information (play counts, etc.) if you use a free program.

-Do it manually. I never recommend doing this, because you stand potential to damage the database that your iPhone uses to access the song information, and may not even work with iPhones. The database was also not designed to be read by real people, so you will have to dig to find your content.

I’d recommend paying for a program, as it gives you the most flexibility and the best chance of recovering your content. I use CopyTrans on my desktop, and it lets me back up all of my content from my iPhone, which is great for any number of different circumstances.

By the way, if you’ve purchased the videos, you can just click on your iPhone and click on “Transfer Purchased Content”. As long as your computer is registered under your name, you can play any movies you download off of your iPhone.

Hope this helps!

Steven asks…

How do I fix my car stereo problem?

I purchased a new car stereo and it’s installed properly. I wanted to plug in my iphone so it can charge and play simultaneously, instead it charges and plays one song and has a white screen saying “Accessory connected”. I can’t switch from that screen. I’m using a regular USB cable and I want to be able to scroll down my music playlist. How do I fix this? Is there a setting or something somewhere?

Justin answers:

Is your ipod jailbroken? If it is, this will occur. So what you should do is make a playlist, and if you don’t want to do that, all you gotta do, is unplug you ipod, pick the song, and re plug it.

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Are Indices the Way to Spread Bet During the Coming Year?

One of the benefits of spread betting is the fact that profits can be accrued during both rising and falling markets. The trader will simply have to correctly predict the directional movement of the underlying asset. However, there is a potential downside with such a strategy. Volatile times can make it very difficult (if not nearly impossible) to appreciate a specific outcome in advance. 2016 has been a perfect example of such a pitfall. This is a reason why some spread betters are looking to leverage their risks against larger underlying assets. When volatile times may be around the next corner, it has been traditionally popular to follow indices as opposed to individual assets. Let us look at the fundamental reasons behind this methodology.

Reflecting Wider Economic Trends

As opposed to a discrete position, index spread betting is known to illustrate the “bigger picture” in regards to a specific economy. Perhaps the most relevant example of this quality can be seen in the fact that the Dow Jones Industrial Average is set to breach 20,000 points in the near future (1).

However, not all shares within this index will reflect such upward momentum. The main takeaway point here is that while individual values will rise and fall, following an entire index is an effective way to enjoy a greater amount of predictable stability. Novices will often employ this method until they become more experienced with one-off asset trades.

Easier to Follow

Due to their sheer size, indices are generally defined by market fundamentals as opposed to a specific sector. As most of us know, understanding how fundamentals operate tends to be much easier than attempting to discern the importance of technical indicators. Novice spread betters will often take advantage of this aspect. This is also the very same reason why expert traders tend to include indices within their portfolio. The international aspect of indices also enables investors to trade 24 hours a day; ideal for those who may have to stay committed to a full-time job.

Hedging Against the Unknown

It can be argued that the recent United States presidential elections have solidified another very important reason to embrace spread betting. An example will help to illustrate this point.

Let us imagine for a moment that an investor has done well with SME market flotations within the United States. However, things could suddenly change. The latest authoritative sources claim that president-elect Trump is set to provide tax breaks to larger corporations (2). Although this might stimulate the economy as a whole, there is always the concern that small- to medium-sized enterprises will suffer as a result. This has many investors worried. We could even begin to see a reticence in regards to floating within what might prove to be an unforgiving market.

Now, let us examine what would happen if one instead chooses index-based spread bets. He or she will be able to take advantage of any potential financial windfalls without being exposed to the volatility involved with individual shares or assets. When we consider that the directional movements of indices tend to be much easier to predict (even from a short-term point of view), it is easy to see why some choose this method.

Potential Downsides?

We should still mention that index-based spread betting can be associated with one pitfall. Indices rise and fall more gradually when compared to holdings such as oil, commodities or stocks. Although this is excellent at cutting down on volatility, it is likely that any profits will be rather muted. This is a factor which should be taken into account and once again, this is the reason why an index-based spread betting position is often included within a more liquid portfolio.

The bottom line is that the frequency of index-based spread bets is always proportional to the fluidity (and unpredictability) of discrete share prices. It is still a fact that indices are tricky to predict. So, a growing number of spread betting enthusiasts are utilising the tools offered at CMC Markets to hone their skills. In times of uncertainty, it is always prudent to embrace a certain amount of stability.


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Your Questions About Gold Silver Foreign Coins

William asks…

Dept of Homeland Security may open safety deposit boxes in search of gold, silver and weapons?

Is this American?

According to in-house memos now circulating, the DHS has issued orders to banks across America which announce to them that “under the Patriot Act” the DHS has the absolute right to seize, without any warrant whatsoever, any and all customer bank accounts, to make “periodic and unannounced” visits to any bank to open and inspect the contents of “selected safe deposit boxes.”

Further, the DHS “shall, at the discretion of the agent supervising the search, remove, photograph or seize as evidence” any of the following items “bar gold, gold coins, firearms of any kind unless manufactured prior to 1878, documents such as passports or foreign bank account records, pornography or any material that, in the opinion of the agent, shall be deemed of to be of a contraband nature.”
Being funded by Soros , is not a reliable source.

financi4 answers:

This chit needs to be halted immediately.

Mark asks…

Why are pennies unacceptable forms of payment when settling a DEBT?

The US Coinage act of 1965 says:
“United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all DEBTS, public charges, taxes and dues. Foreign gold or silver coins are not legal tender for debts.”

Confusion about paying with coins often arises from the difference between paying for something, and settling a DEBT.

If I owe you $20 and try to pay you with $20 in pennies, you have to accept it, because the coinage act says that coins are ‘legal tender for all DEBTS….’.

If I walk into your store though and offer to buy something with $20 in pennies, you don’t have to accept it – I have no debt to you, I’m merely offering to enter into a contract. You can require any payment terms you want – credit card only, no coins, even “We only accept payment in bills.”

people please if i want to pay my ticket fines with 20,000 pennies the court house has not right to refuse my payment because im not entering into a contract with them but instead settling a DEBT, and there are no laws that state that loose coins have to be rolled up either.

please note the differences between settling a DEBT and entering a contract (such as buying gum from the store)

and you all know what happens when you dont pay your debts, they add additional charges, and its BS if they refuse to take your payment so they can instead bag additional money from you

yes its me again, i even pay tolls with pennies
Im not being cute or a jerk by paying with pennies,, its the law period.

im pretty sure they have the time to count the money,,,,,, “not my problem like most officials” say

I was paying my fines with 20,000 pennies !!!!! ($200)

financi4 answers:

Well if you put the pennies in rolls I’m sure they won’t have a problem accepting it. It’s probably the counting factor that makes people not want to accept it.

Michael asks…

Since when are pennies not legal tender??? Do I have a Case?

The US Coinage act of 1965 says:
“United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes and dues. Foreign gold or silver coins are not legal tender for debts.”

The key word is DEBT, and if you get a parking ticket that means you are in debt with the county or state. Which means that if you owe them $200 you can pay them with $200 worth of pennies (20,000 pennies) and they can not refuse your payment because the coinage act says that coins are ‘legal tender for all DEBTS….’.

A few weeks ago i got bogus ticket worth $200, and like such i decided to pay them with 20,000 pennies. They refused to take my pennies and on top of that i was unlawfully detained for 4 hours for failure to follow orders ( the order was: pay in bills, debit, check,,, no pennies). and since i insisted on paying them with pennies they decided to detain me. Furthermore I had only one day left to pay my fine, but it didnt happen as they refused to take my payment, and now one of the officers told that he was going to issue a bench warrant against me for my unpaid fine (WTF!!!). Furthermore the 20,000 pennies that i had have magically been reduced to 16,000 pennies which is $160 (WTF), however i do have a receipt from the bank were it clearly states that I changed $200 for 20,000 pennies.

Not only did they refuse to take my payment, the unlawfully detained me, they stole $40 (4,000 pennies) from me, and now i might have a bench warrant (doubt it), and most likely than not they will apply an extra charge for late payment on top of my $200 ticket.

What can I do,, Sue them??? Contact the fed’s ???
The ticket was given to me for standing on the road during a traffic stop( i wasnt even driving)

The have to take my money if im DEBT, regarless of the payment type. its the law.

If you get a ticket you pay it plain and simple, and if they want to take my payment they are the ones at fault period!!!
The ticket was given to me for standing on the road during a traffic stop( i wasnt even driving)

The have to take my money if im DEBT, regarless of the payment type. its the law.

If you get a ticket you pay it plain and simple, and if they dont want to take my payment they are the ones at fault period!!!

financi4 answers:

You are wrong/

Q) I thought that United States currency was legal tender for all debts. Some businesses or governmental agencies say that they will only accept checks, money orders or credit cards as payment, and others will only accept currency notes in denominations of $20 or smaller. Isn’t this illegal?

A)The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled “Legal tender,” which states: “United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues.”

This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.

Directly from the US Treasury site.


As for the rest of your accusations, it’s up to you to prove them.

Next time you want to ‘make a point’, make sure you are right and keep from looking like an uneducated moron.

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Investing in gas over renewables is a false economy – UK pressure group

Investing in gas over renewables is a false economy – UK pressure group

Friends of the Earth has backed a report by independent statutory body the Committee on Climate Change (CCC) which predicts that investing in renewables development will be cheaper in the long run for UK households than betting on more plentiful gas,
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Three Things You Need to Know Before Investing

Three Things You Need to Know Before Investing

Investments take risk; sometimes a little, sometimes a lot. But smart investors know that the best way to minimize risk is to educate yourself about your basic rights, the protections you are entitled to under the law, and the common scams and frauds
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