Investing In The Recession – Business Insider

Investing In The Recession – Business Insider

I'm just going to come out and say it, ok? I miss the Great Recession already. I miss it for two reasons: first as an investor and second as a human. The Investment Side of the Great Recession. As an investor, the Great Recession represented
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Your Questions About Financing Film Uk

Ken asks…

Recommend a film similar to Wall Street but with UK setting?

Maybe based on Fleet Street / City / Canary Wharf? With business / finance background.

Preferred, but not necessarily limited to UK, any similar type of films will do.


financi4 answers:

Wall Street 2 is getting released in 2010, with Michael Douglas back as Gordon Gekko. ”Such Heroic Nonsense” has got a reccommedation for you.

Donald asks…

UK student seeking funding for New York Film academy?

Hi I left sixth form in september and they didn’t teach us anything about student finance. I’m finding it hard to find what I need, I cant even find where I need to apply because the directgov site is so vague.
I’m trying to get a loan to go to the new york film academy for a year. Has anybody else done the same?
I contacted the NYFA and they sent me to directgov. Apparently the NYFA offer a loan of some sort but you have to be accepted before you can find out if you’re applicable. trouble is you have to show some way of being able to pay for the course before they let you onto the books. and I cant find finance info on applying to a US uni…

so I’ve come here, Can someone can point me in the right direction?

financi4 answers:

NYFA asks that you email and explain your situation. Each student and their financial aid process is different. We will help you!

John asks…


I asked this question a while back know. 

But this time I have a bigger idea of what sort of job I would like to do. 

I live in the UK, and would love to work and live in America. 

I am 16 at the moment, And plan to make a move at around 21/22 years of age. It might be a big age difference but I want to know that I have a plan for the future. I might go to University, but the question is would I need to in order to get a job of in America?

I do Finance, Film Studies & Interactive Media (Computer Design) at school in Six Form (College).

I would like to be either an Accountant or something to do with Media & Computer Design.

I want to live and breath in the east of America as I find it more interesting on that side. (Sorry westerners). 

My question is what sort of company would want to hire someone like me to work for them? (Be specific if possible).

Also what would I do for a visa so I can legally stay in America? And what type would I need (if there are type’s).

Thanks for anyone who answers! 

financi4 answers:

Jobs aren’t what you think here. So i can’t imagine what things will be like 6yrs from now (when you turn 22yrs old)

Charles asks…

Which University is better for Accounting And finance Degree ? In London – Uk / Sandwich / Salary / money?

Dear sir/madam,
I am a student and have to apply for a uni. I can go to these universities from my home. What uni is the Best one among these unis?

1) Brunel
2) Kingston
3) Kent
4) London south Bank
6) London Metropolitan
7) Greenwich
8) Hertfordshire university
9) Univerisity of East London

Another Question pls – What type is bettter? A full time 3 year Accounting Degree course or 4 Year Sandwich Course Degree Course ? All i want to become a Chartered accountant quickly n earn some good money. Cuz i want to direct a film in sri lanka. i need about £ 50 k for that. so thats y i have chosen to do Accounting. How much a newly graduated accountant earn per year ?

Thanks very much
Have a nice day.
James bond ( sri lankan )

financi4 answers:

Contact your local Information Advice Guidance worker – you can find their details at the library or your local prospects office.

They will be able to answer all of your questions accurately

Good luck

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Are There Still Safe Investments For The Investor?

When the term ‘investment’ is used, people instantly think of making money or appreciating their capital. This is usually done by the use of some form of strategy or philosophy which is used to appreciate the value of a capital asset. It is normally considered somewhat different from ‘trading’, which while it has the same objective of making a financial return, does not involve ever owning the asset in question. Instead when trading you are simply speculating on the price movement of the asset over a set period. For this reason markets such as the Foreign Exchange are seen much more of a speculative market than one for investment in the truest form of the meaning.

The recent turbulence that the financial markets has shaken many people’s belief in traditional investment approaches. Many have seen their holdings of Stocks and bonds decimated and so called ‘lower’ risks investments hit hard. In many cases the damage done will take many years to undo.

With this backdrop it is now increasingly the case that currency trading is being seen as a more respected form of ‘investment’ than it has been previously. Increasingly people are looking to this market as they take their financial future into their own hands and try to seek out the best markets from which to earn a return. As many are already facing losses on other assets they hold, the high risks associated with Forex trading look increasingly like a risk they are willing to take in pursuit of high returns.

The reality is that when looking at the investment options open to an individual in the current economic climate, there is very little that looks secure in the financial markets. More importantly there are many assets where the risks in relation to the potential profits on offer look weak. Precious metals are perhaps one of the few ‘safe haven’ type investments that people should be looking at in these times. However even these have a high level of volatility that make timing the market essential in order to protect your capital.

While the risks associated with trading are high, there is also a great potential to earn profits. It is this attraction which has drawn traders into this form of trading. However there is a big problem with this. Most are not well versed in exactly how risky these markets can be. The truth is that the currency markets are perhaps some of the most volatile markets that you can trade. While vast profits can be made, most traders will not make money, even when controlling their risks through using a binary options broker.

Finding safe investments is not easy  and it is simple to look for new investment opportunities and to be dazzled by the high potential gains on offer. However as with any form of investment, you need to be well educated in the risks that exist to your capital before you consider parting with your money. Don’t simply start to throw money at market simply because of the potential. You need to make sure you balance your risk approach and spend time educating yourself about the ways in which you can make a return from this market.

This article come from contributor Vernon Lees. Vernon is a financial writer, trader and founder of

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Your Questions About Investing For Dummies

Thomas asks…

Can someone explain in “english” how to invest?

I would like to know how the whole investing in stocks thing works. Its something I would like to look into, but I don’t want to be bogged down with a whole bunch of banking jargon and mumbo jumbo. When you answer this question, think “Investing for dummies“.

financi4 answers:

Borrow the book “Investing for Dummies” from your local library. It will help you far more than any answers you can get from here.

Chris asks…

whta’s a good stock simulation game where i can play and learn for free?

i also would like a good book to read that is easy to understand. i have investing for dummies, but would like to get a good understanding of the ins and outs

financi4 answers:

You can go to top10traders were you can buy stocks they give 100,000 dollars to start with its great i have 1 the best acounts

James asks…

hey, i would like to know what’s the official website for investing money into federal bonds?

basically i’d like to view a website explaining the basics of federal bond investments… something like ‘investing in federal bonds for dummies?’ lol

financi4 answers:


Michael asks…

21 yr. old, where can I find good info for learning about investing money?

I’m just looking for a good website or book to educate myself on investing money, something simple like a dummies guide or a beginners book.

financi4 answers:

Congratulations on attempting to learn investing at such an early age.

Let me share with you a little rule that Albert Einstein once claimed was “the greatest mathmatical discovery of all time”. It is called the Rule of 72. It is pretty simple…

If you take an interest rate and divide it into 72 you get the number of years it will take your money to double.

For example, lets say you have $40K to invest if you were to get an interest rate of 12% your money would double every 6 years. So your 40K would turn into 80K in 6 years, 160K in 12 years……and $1,280,000 in 30 years.

Keep this rule in mind as you make your investment decisions and you will do quite well.

As to what areas to invest in. The stock market has done quite well for the past couple of years and mutual funds allow you to diversify your portfolio. Personally, I have been having the greatest amount of fun and success in the foreign currency market…..Forex.

What is really nice about Forex is that you can open a practice account while you are learning and not risk any of your money.

In fact I am assembling another Trading Team to evaluate some Forex trading strategies. You would be most welcome to join the team and learn along with us. Just drop me a line if interested.

Best wishes for a prosperous 2007!


Robert asks…

Stock Market Investing for a Dummy?

roughly,how much money do I have to pay a stock broker?and also is it possible to lose 100% or more of the money I invest?

financi4 answers:

A full cost stock broker can charge up to 40% commission on a trade, so avoid them. I would go with an on-line brokerage where the commission costs per trade are much lower. Scottrade on charges $7.00.

Yes, it is entirely possible to lose all your money. So, know what you are doing before you start investing in individual stocks.

Paul asks…

How can I learn about Stocks? I don’t know a thing. Beginner…?

I don’t know even the basics like what a share is or trading is. Where can I learn? Is there a website? I just bought Stock Investing for Dummies but I need to know the basics first.

financi4 answers:

Congratulations on getting started. It’ll help you more than you know!

Your first dollars should be spent on getting educated on investing. You don’t have to train to trade them professionally, but we are talking about your future here. So the more you learn, the more it’ll help you! So let’s start there.

You ask a very broad question, so be prepared for a pretty long answer. Just take it in chunks!

How to invest depends on what you already know. We’ll assume that you’re beginning since you say you are!

A good primer is How to Make Money in Stocks by William O’Neil. You can get it cheap just about anywhere. It’s widely available new or used. You can read that after the Investing for dummies, but I wouldn’t necessarily follow any strategies in the I4D book. I’d use the I4D book more for terms and to better understand how the markets work.

Another good one is one of Jim Cramer’s books like Real Money (he’s got a few).

But books will only get you so far. At some point, you’ll also want to get at least a little training. There are some great education companies if you want to make the investment. or are both very good companies.

For free, you can start by visiting and That’ll get you a pretty good primer so at least you’ll understand what the markets are and what a stock is, etc.

If you get a chance, watch Mad Money on CNBC. Don’t trade any of his picks until you track many of them over time. Just use the show to get you to understand some basics and get a feel for the market itself. He’s great at breaking things down.

Next, subscribe to something like Investorsbusiness daily or something like that that can help you identify good stocks.

Once you understand stocks, go to It’s a website that’ll help you understand options (what they do, how they work, etc). You don’t need to trade them, but the more you know, the more you’ll see how options can really be the safest way to invest (once you’re educated).

For discipline (which is crucial to successful trading), probably Trading in the Zone by Mark Douglas or Mastering the Trade by John Carter

I know that’s a LOT to absorb. Just take it one step at a time for now. Start with a book or two to give you an idea of where to begin. Take your time, and let it seep in.

As you get up to speed, you should papertrade to practice (highly recommended). This should help reduce your losses in the beginning as you get used to buying/selling.

You can practice for free on almost any reputable broker site (optionsxpress, scottrade, thinkorswim, etc). And yes, you can definitely deal easily online.

Start slow, then as you figure things out, you can buy more shares.

Congrats again on getting started. If you have any questions, please let me know.

Hope this helps!

Mark asks…

How to buy stocks for dummies etc? What is the least amount of money that you can invest in?

I would like to learn the basics of buying stocks or learning how to buy stocks that would give me a good return on my investment. The issue is I would like to know if there is any solid advice one should know before investing in as well.

More or less I would like to know how you can buy stocks online as well. Do they charge a fee for one stock at a time to buy online or you can pay a monthly fee to trade stocks for a set price?

I would like to know the best way to seek out a stock broker to trade for you as well as a good guide?

financi4 answers:

Get help from a big broker, like E.F. Hutton or Fidelity Investments. They will hold your hand and help you set goals.

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Credit Card Readers: Great for Customers and Employees as Well!

Credit card readers are the best transaction solution for businesses offering goods and services directly to consumers. There are two main means of payments made today: through money and using credit cards. However, more people are discouraged by the ‘cash-only’ signs in businesses that only accept monetary payments. This is because credit cards are beneficial to business owners and customers as well which could benefit from reviews of

If you want to keep your employees a happy lot, credit card readers are the ways to go. Making errors when taking transaction weighs-in heavily on an employee. It also puts their credibility at risk and may subject them to legal issues. Introducing the use of credit card readers in your business reduces the chances of making errors at an individual level as any errors can be attributed to a hitch in various points of the system.

Image is everything when running a business. Customers are always looking for value for the money they spend. Customers are keen on the quality of operations within your business. The will look at the décor and the service delivery systems. The use of credit card terminals to make fast and efficient transactions is very professional and appealing to clients looking for quality service.

Using credit card processing services shows customers that you are investing in their convenience. It also shows that you care about the security of their credit card information.

One of the best means of credit card processing of businesses is using the mobile credit card reader. You can attach a mobile card reader to your mobile phone or computing device. Your credit card processing service provider probably has various inter phases through which you can access the using these various devices.

They say there is nothing new under the sun. Therefore, there is a lot of competitive spirit between businesses in whichever sector. It is vital to take steps to upgrade to the latest available technology to promote your business in order to remain viable or even have a competitive edge against the rest. The best thing about credit card processing system is there is room for upgrades without changing your equipment for the next couple of years.

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Stock Marketplace Fundamentals

Stock marketplace is not a new concept it is a concept that is over two hundred years old. It is simply a place that brings buyers and sellers collectively, and allows them trade on their holdings. Likewise, a stock marketplace is a place there purchasers meet sellers to trade their stock. To start investing there are a couple of stock investing basics that you require to know.

Stock marketplace investing basics begin with understanding which stock to purchase. A stock is a part of a business that entitles you ownership. The public gets to be companions in the company’s revenue and reduction. Usually businesses problem their shares in buy to increase capital. This capital usually goes towards expansion projects, payment for equipment, or any other resource-intensive exercise. Shares should be invested for the lengthy term (ten many years or more). Losses in the brief phrase can be enormous but in the lengthy phrase most shares outperform all other investment options which includes bonds, term deposits and preferred shares.

There are different dangers related with different investments, as the danger increases so does the rewards. Stocks are the most risky kind of investment whilst financial institution deposits carry the minimum amount of danger.

After you have chosen a stock, fundamentals of investing in stock market begin in the direction of understanding when to buy that stock. You can by no means be sure of when it is a great time to commit. But with expertise and time, you gain instinct and discover when the time is correct. Investing in stocks are all about setting your goals. You should know what you are investing for, there has to be an objective, like for instance your daughter’s college degree, a new house, retirement, a vacation, and so on. When setting your goals, you also have to decide the quantity of danger that you are comfy with.

Once you have made the decision on what to buy, when to purchase and set your goals, the next step forward in stock market basics is for you to open up a investing account with your broker. This can be done online or by going to your broker. It is usually a good concept to diversify your investment portfolio and commit a little bit in tax advantage investments like Roth IRA, 401k strategy, traditional IRA, and so on.

An additional basic of stock market investing is to inquire your broker all sorts of questions that you have in thoughts. Don’t shy absent just simply because you feel the query is very basic, you should start investing with a distinct thoughts. And remember, there will be losses on each stage of the way, but in the lengthy operate chances are you will come out as a winner.

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