Your Questions About 10 Golden Rules Of Investing

Robert asks…

How do I run until I’m in shape?

Just trying to get some input now that I’m going to start running to get into shape a shed a few founds. I just want to know how many miles I should start running and how I should gradually increase the distance amount. Also, what tips or techniques can you give me? Such as foods, best time of the day to run, etc. Anything helps

Thanks guys

Justin answers:

For the first week just go out 3 times have a rest day between each run. Run slowly and as far as you can if you need to walk do so. The idea is to enjoy yourself. Go out for no more than 20 minutes at a time. Until you can run for the whole 20 minutes. Then increase your time to 30 minutes. Or add 2 minutes to each run. So you run for 22minutes then 24 and so on. The golden rule don’t add more than 10% at a time. Drink lots of water. Don’t eat anything heavy before you go out, best not too eat for at least an hour before you run. Drink after your run. Running slowly burns more fat than running fast. Change your route often if possible it will help to stop you getting bored. But find a route that you like and every couple of weeks see how much faster you can run it, to see how fitter you are getting. If you decide to keep on running and hopefully you will, invest in a good pair of running shoes. Find your local dealer and tell them you are a beginner and they will help you get the right shoes. Try to find a local running club that will give you lots of encouragement.
Good luck, get out there and have some fun.

Joseph asks…

How do the rich get rich without being born that way.?

unless they invented something or started some big company like pizza hut getting rich today is an impossibility. Really hard work will only get you a great paying job that’s not rich just well off. And all the tools necessary to venture into investments like real estate take tons of cash and unless your born with it your screwed.

Justin answers:

Donald Trump has been bankrupted before yet he always manages to climb the ladder again.

Getting rich is a skill. It involves so much more than just hard work.
My dad has worked hard his entire life. Do you know what he has to show for it? A bad back.

Simple tips:
1. Always save AT LEAST 10% of everything you earn.
2. Invest your savings (stocks, bonds, loaning to others, helping others get businesses started, etc.)
3. Follow the Golden Rule of Investing “Diversify!”
4. Manage your investments.
5. Find experts and get their opinions on investment opportunities.
6. Never risk more than you can afford to lose.
7. No Pain, No Gain.

James asks…

I have $5 taken out of my check each week for my company’s stock plan?

I work for a fortune 500 company and had then deduct $5 each week out of my check. I know this is extremely low but I have no clue how stocks and shares work. Could some tell me should I have them deduct more money and how the money will accumulate?

Justin answers:

Investing in equities is always a good idea in the long run, but investing in just one stock seldom is.
As a rule of thumb i advise people to invest 5-10% of their earnings into diversified retirement savings- and for anyone over 30 just starting, that figure needs to be higher.
The golden rules- start early. Diversify your investments. Stay invested in up and down markets, and take advantage of dollar-cost averaging- which means the same amount invested each week averages out highs and lows in the long run.
For advice, look to your local Primerica representative- google your local office.

Chris asks…

What are some of the strict rules of the Separate Baptist?

Justin answers:

Wow, when I first started going to church I attended a Fundamental Independent Baptist Church; these two types of churches seem similar. When I realized they were not biblical and left the church, I had no friends, and a head full of bad memories. Their practices are legalistic at best, but their belief, which I went on line to read, contradict each other and are scary. An example of the contradictions: Article 3 says, “We believe that man is in a fallen state before God and is unable to liberate himself by any ability he may possess by nature.” Which basically says, Man is bad and cannot come to God by “any” means he possess; therefore, if he’s left to his own devices he will die in his sins. If we compare that with Article 11: “We believe that Jesus Christ, by the Grace of God tasted death for every man, that none can partake of His Holy Divine benefits except by repentance toward God and Faith in the Lord Jesus Christ; Infants and the innocent, due to lack of mental ability excepted, they being included in the convenant of God’s Grace.” They spelled covenant wrong. And, what is an “innocent?” That a rhetorical question. No one is innocent according to Article 3. A baby is selfish; that’s its nature. The baby cries when it diaper is wet because it does not like the feeling of a wet diaper. It does not have the capacity to think, my parents are sleeping, and they have to work tomorrow; so, I’ll deal with my diaper until morning. What the church is saying is because these innocents and infants can’t make a choice for Christ they are in a select group of people that are protected and saved. Are they saying, these innocents and infants are part of the elect? Why didn’t they just say that? Because they don’t believe that; they believe in works righteousness. This brings me to their practices, because it is done to earn salvation:
-You can’t drink. I know a pastor who won’t have wine vinegar on his salad because he thinks its sin.
-You can’t dance. (That reminds me of a joke)
-If you miss a service or a time to go door to door and witness the pastor or someone else will make you feel guilty.
-Your tithing will be watched. You’ll be made to feel guilty if you don’t tithe.
-If you know your bible you will not fit in, and you’ll be labeled a trouble maker. You’ll jump from church to church in the same denomination thinking it’s just the pastor who’s too dogmatic. When you visited every church in your area, of like faith, you will have no friends and think you were rejected by God. Finally, you’ll figure the problem wasn’t with the pastors, it was with you.
I know many good intelligent people in those churches. Why are they still there? I’m convinced, and many have said, “All my friends go there, I have too much invested, I’m a deacon or Sunday School teacher, it’s like a social club. We also must remember many of the members are pulling a salary from the church, why would they kill the goose that lays the golden eggs. The others either turn a blind eye, or are ignorant and blissful.

Do not challenge them theologically unless you have time. Most baptist can recite and memorize proof texts like it’s no ones business. If you question their doctrine, only do it on one point at a time and open your bible and read the entire chapter in question. You will find 9 out of 10 times the verse they used, as a proof text, is out of context.

My suggestion to you is not to think twice but think three times.

Ken asks…

does anybody know any real treasure hunting websites?

i need to pay back a 10,000 dollar student loan and im hoping to strike it rich by finding a historic treasure so i can pay back my student laon.

Justin answers:

There are countless T.H.ing websites w/ good info., but I think you should start with the basic cornerstones that treasure hunting of today is built upon. As a student, you should be familiar with researching various subjects. In this case, I’d highly suggest investing in copies of Karl Von Mueller’s Treasure Hunters Manuals numbers 6 & 7. Combined, they represent the BIBLE of serious treasure hunters. READ THEM COVER TO COVER. LEARN FROM THEM. KNOW THEM! The author lets you know that treasure hunting can be done on a shoestring budget, and a metal detector isn’t always needed! However, one of these books contains instructions on how to build a decent (for the time) inexpensive metal detector. Of course, your local libraries should have books on the subject, and best of all: they’re FREE! If you must buy a detector, stay away from Radio Shack crap! Stick w/ Whites, Tesoro, Bounty Hunter, or Fisher brands. Check w/the manufacturers for seasonal deals, then check out auction sites for the used variety. See if you can find a local detector dealer/treasure hunting club–they’re likely to give you lots of useful information.
Research your local areas first. Gas is expensive, & you will be astounded by what can be found in your own back yard! BE AWARE TO BE SAFE! Be aware of areas that may have unexploded shells, uncovered mine shafts/wells, and rotten structures at risk of collapse! DO NOT WALK INTO ANY OLD MINE!
MOST IMPORTANT POINT OF ALL: GET PERMISSION!

Check w/ your local county and state offices to see what laws for or against T. Hunting exist! Get permission from all landowners to detect their property! Learn where it’s illegal! Learn the proper techniques for digging up said treasure. It’s like being a courteous camper; leave no trace that you were ever there! Cover up your holes, pack out any trash you dig up & maybe someones’ trash left in the same area! The hobby/vocation of treasure hunting is very fragile, and we hunters must depend on each other to avoid property damage of all kinds. Please exercise upstanding morals and The Golden Rule. DO UNTO OTHERS! How would you like it if you woke up 1 morning to find your lawn defaced with huge open craters, or your front porch shattered, or (shudder) someone looted your grandfathers’ grave for his gold fillings!

All of the above, and more are dealt with in the books I mentioned (6 & 7) I’d also recommend looking into the magazines Western & Eastern Treasures, & Lost Treasures. GOOD LUCK!

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Credit Card Readers: Great for Customers and Employees as Well!

Credit card readers are the best transaction solution for businesses offering goods and services directly to consumers. There are two main means of payments made today: through money and using credit cards. However, more people are discouraged by the ‘cash-only’ signs in businesses that only accept monetary payments. This is because credit cards are beneficial to business owners and customers as well.

If you want to keep your employees a happy lot, credit card readers are the ways to go. Making errors when taking transaction weighs-in heavily on an employee. It also puts their credibility at risk and may subject them to legal issues. Introducing the use of credit card readers in your business reduces the chances of making errors at an individual level as any errors can be attributed to a hitch in various points of the system.

Image is everything when running a business. Customers are always looking for value for the money they spend. Customers are keen on the quality of operations within your business. The will look at the décor and the service delivery systems. The use of credit card terminals to make fast and efficient transactions is very professional and appealing to clients looking for quality service.

Using credit card processing services shows customers that you are investing in their convenience. It also shows that you care about the security of their credit card information.

One of the best means of credit card processing of businesses is using the mobile credit card reader. You can attach a mobile card reader to your mobile phone or computing device. Your credit card processing service provider probably has various inter phases through which you can access the using these various devices.

They say there is nothing new under the sun. Therefore, there is a lot of competitive spirit between businesses in whichever sector. It is vital to take steps to upgrade to the latest available technology to promote your business in order to remain viable or even have a competitive edge against the rest. The best thing about credit card processing system is there is room for upgrades without changing your equipment for the next couple of years.

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Your Questions About Is It Good To Invest In Diamonds

Paul asks…

Marriage Problem ! Should i go for a divorce?

In short. I live in Philippines for the past 5 years . My (filipina) wife scammed me with the name of a fake business which never existed ( was very well done from her n her friends , showing me fake documents, fake purchases,fake reciepts, fake clients, fake officers, borrowed equipments, etc) . My loss amounts in millions of pesos and this scam wasted the past 2 and a half years of my life and put me in a shameful position in my own family (cz it was my father’s money which i “invested” ) .
NOW , when she’s caught , and my patience already crossed its limits , she admits scamming me and i can NEVER trust her the way i did before .
BUT , now she’s willing to actually make up for my financial loss (she is selling her land in Philippines to pay me back my investment) and even visit a psychiatrist to deal with her compulsive lying problem .
i am 26, she is 25 . On one hand i am thinking that she is still willing to make up for my financial loss and go the psychiatrist for her problem , so i should give her a last chance .
On the other hand , i KNOW for sure that i can never ever trust her any more . She manipulated me into trusting her in ways i never even imagined or even heard . She was just too good at it .
What should i do ? should i go ahead and file for a divorce abroad (cz theres no divorce in Philippines) or should i give her a last ( THE very last ) chance ? ? ?
PS- i wasnt a fool to believe some1 so easily . She filed a case on her own family before for forcing me to give them money , also sold her diamond jewelry once to help me pay my credit card bill . She also used to pay for some of our utility bills even before the scam started. Many MORE things like these led me to believe that she’s not a scammer .
Another thing – we dont have kids yet .
Please help me decide . . .

Justin answers:

1. She scammed you.
+
2. You have no kids.
+
3. Your still young and able to remarry and start a family if you want.
+
4. You said you’ll never be able to trust her again.
———————————————————————————————————
DIVORCE HER

Joseph asks…

What if most crap we bicker about here was fed us by media controlled by a common enemy to lead us like sheep?

What if they had lots of money and influenced Colleges to teach curriculum that lead us where they wanted?

What if they pushed the notion that “Conspiracy Theories” were just crazy stuff for crazy people in media and entertainment to obfuscate and ridicule discussion of information to do with their myriad of conspiracies flowing into one? ; )

What if this Cartel ran all the central banks around the world including our Federal Reserve Bank and controlled most of the monetary assets in the world and were busy binding up and stealing natural resources?

Why would Obama give the whole $trillion+ BP oil find to Pertrobras oil Company which is his benefactor and long time employer, George Soros, criminal billionaire and Rothschild Cartel Agent, largest holding? (Petrobras is) & What if the BP accedent was no accedent but an operation by a group known to carry out such things as the murders of many thousands of people and governmental manipulations to create a Diamond Monopoly and keep prices high? Yep, the Rothschild Cartel financed Cecil Rhodes, a founding Fabian Society member to create DeBeers. Rhodesia was named for him because of all the people he murdered, though that was not the official reason, because had they said that, he would have probably had them killed, lol

What if those were the group that got JFK because they objected to his moves against the Federal Reserve, which they own, to take back the creation of money in the US from them which would have cost them more than a few fortunes? Crazy right? Then say that crazy thing actually occurred by the Cartel that Andrew Jackson called a Den of Vipers? The ones who tried to assassinate Jackson for shutting down their Central Bank in the US, but 2 pistols mis fired in the attempt?

The kind of people who would murder many thousands (didn’t even get into the wars they financed and revolutions they pushed, like the little ol Bolshevik Revolution) would they possibly set up an “accident” on the massive humungas BP oil find just to put control of oil and around a trillion or at least a good chunk of it in their control … just maybe? And the president of Brazil, owning Petrobras, a former Communist Revolutionary who got powerful backing for President and won, you know, kind of like Barrack Obama, would She maybe be tied into the Cartel? I’ll say I don’t know anything to say that’s true, but it sure fits the pattern, and the Cartel is the one who could do it. They control most of the monetary Resources in the world after all, unless that’s just crazy talk Conspiracy stuff they put out so much money to make fun of and obfuscate …

So, what if all the stuff we talk about is set up by a Cartel that is powerful enough to control enough of the message so they can hide in plain site while they buy our officials and control huge corporations like Goldman Sachs? Work massive scams like the Climate Exchange their agent George Soros had funded through his Joyce Foundation by his associate at the time none other than “our” President, Barrack Obama? Yeah, Obama also worked in Acorn, a Soros funded project where he extorted bankers by pushing violent demonstrations into their executives private offices and all around their homes with their families inside

See the Cartel also Crashed our economy using traitors in our government to set it up. The Community reinvestment act, Fannie & Freddy, obstruction of fuel / energy resources that are economical through fraudulent environmental pretexts …

and finally those invested in the Climate Exchange Scam, the big players and Cartel members like Soros, Goldman Sachs, JP Morgan, Al Gore, Maurice Strong the Rockefeller prodigy and minion (the Rockefeller group is part of the larger Rothschild Cartel who actually funded Standard Oil) and more, pushed oil speculation to the point the price went above $147 a barrel, when the intrinsic value is a fraction of that price without manipulation. That crashed our economy and set off the banking bomb set with regulations forcing bad loans and the fact that Mortgage Backed securities were used as collateral for most of the money moving through lending in the Country, and they were called into question which stopped the money flow and killed many thriving businesses because they had been encouraged not to use their own money for operating expenses, but borrowed banks money at low interest. When it stopped the economy died, just in time to Elect their Puppet, inside guy, Employee of George Soros for year …. Barrack Obama! yeaaaaa … booooooo, but he’s just a useful idiot in an office they need to control.

So are all the issues we fight about here really at the core of what effects our lives? Or are we focusing on each other who without manipulation really agree on most things, while our freedoms are being destroy as JFK warned that Cartel was plotting to do?
Bob K … not even close to all, and the bank of England was Controlled by the same cartel that controls the Fed now … crazy ain’t it? But the Rothschild Cartel did push the Civil War and England and others were going to come in on the side of the Confederacy, but Russia told them if they did they would be at war with Russia … which lead to the Rothschild Cartel pushing and funding the Bolshevik Revolution and murdering the Czars and their families … but there is way to much to put into this question’s supporting information section, thanks for playing and thanks for following the Rothschild line that Conspiracies are “just crazy” lol … wonder why they would want brain washed sheep saying that when civilization has always moved and shook on Conspiracies? humm
Bob K … oh, another thing, the civil rights movement was something the Rothschild Cartel was against. JFK was against it too, until he met with them and saw the evil that they are. He then met with MLK and helped him and got behind the Republican Written Civil Rights legislation which helped it pass, after they murdered him. He also lowered taxes to allow the economy to roll, because their plan for control of the people includes high taxation to give government control over the monetary supply and more than that, the wealth in the country, and government can easily be bought, example Obama.

Justin answers:

Lord Have Mercy, well you laid out some good information there to support the question.

Yes, we are bickering about what those who control the slime oozing out of our TV sets want us bickering about.

Looking at the answers, most people are so flippin stupid and blind sometimes I wonder if we are the same species.

You can lead a Horse to Water, but you can’t make it drink …
You can tell a Human the Truth, but you can’t make them think.

The Rothschild Cartel puts a lot of money into discovering how to best control the sheep. How they think, how they tick, what pushes their buttons and how to grab their attention so they don’t look, over there …

Mark asks…

where do i go from here i really had feeling for this guy and he left me in the dust?

hes 33 im 23. we met 2 months ago and hit it off instantly. our conversations never had a dull moment and 95% of the time we spend hanging out and talking we are laughing and having fun.
he said hes very attracted to me and we ended up having sex after hanging out for a little over a month and talking on a consistent basis.
his ex gf was 24 and he was head over heels in love with her. she was a rich girl from nyc and she moved into his place in NH and slept all day and didnt do much work, she would go on shopping spree’s with her moms credit card spending up to 28k in 2 months, he said she had piles of clothes and purses all of the place and that she was rude to his family all the time. basically after two months of dating her he bought her a 15,000 diamond ring since she has lavish tastes and proposed to her. she ended up cheating on him and gave the ring back and he STILL tried to salvage the relationship with her!
then months later i come along. i feel that im a very sweet girl with a lot to offer. ill be graduating from nursing school in may and i have pulled my weight in this relationship with him. despite being busy with school i drive to see him and i make a good effort to initiate plans and what not. im understanding about him having to spend time with his son who’s 12 every other weekend and i dont complain about much of anything. just the other night i asked him if we were “exclusive” he said yea we were but that i was moving a bit fast for asking to be exclusive after two months of hanging out. where as i dont think its too much to ask to want to be the only woman that hes sleeping with as i am investing a lot of time and emotion into this relationship. he basically told me that because i was young he felt that i was a “flight risk” and there for he would see more for a little while longer before deciding if he wants to be in a relationship with me where he makes more effort. then he dropped me off at my car and didnt say another word to me. i was pissed because i feel like im his little “lab rat” and his young play thing that he can experiment with and i dont think thats fair. so i sent him a text saying maybe he should just do his own thing which he blew off entirely. then after that i wrote back and i said “you know what **** you you let your ex girlfriend get away with everything short of murder yet you keep me on a short leash and the second i ask you about being exclusive you essentially tossed me away like garbage and decided to blow me off” which he also ignored. he made it clear to me before he dropped me off at my car that he wasnt going to be falling head over heels for anyone else again after his ex screwed him over.
am i wrong or does it seem like hes punishing me for her actions and bad behaviors, basically telling me im not worth investing time and effort into and that hes not going to go out of his way to make me feel special because he did that for her and she took him for granted. im so upset right now
15 minutes ago – 4 days left to answer.

Justin answers:

Congratulations, you were his rebound relationship. Great choice on your part.

Yes, OF COURSE he wasn’t that into you. He just came out of a bad relationship with someone similar to yourself (age-wise) and so he was being cautious. How could you expect otherwise?

Chris asks…

I really messed up do you think i still have a chance with him based on this info?

hes 33 im 23. we met 2 months ago and hit it off instantly. our conversations never had a dull moment and 95% of the time we spend hanging out and talking we are laughing and having fun.
he said hes very attracted to me and we ended up having sex after hanging out for a little over a month and talking on a consistent basis.
his ex gf was 24 and he was head over heels in love with her. she was a rich girl from nyc and she moved into his place in NH and slept all day and didnt do much work, she would go on shopping spree’s with her moms credit card spending up to 28k in 2 months, he said she had piles of clothes and purses all of the place and that she was rude to his family all the time. basically after two months of dating her he bought her a 15,000 diamond ring since she has lavish tastes and proposed to her. she ended up cheating on him and gave the ring back and he STILL tried to salvage the relationship with her!
then months later i come along. i feel that im a very sweet girl with a lot to offer. ill be graduating from nursing school in may and i have pulled my weight in this relationship with him. despite being busy with school i drive to see him and i make a good effort to initiate plans and what not. im understanding about him having to spend time with his son who’s 12 every other weekend and i dont complain about much of anything. just the other night i asked him if we were “exclusive” he said yea we were but that i was moving a bit fast for asking to be exclusive after two months of hanging out. where as i dont think its too much to ask to want to be the only woman that hes sleeping with as i am investing a lot of time and emotion into this relationship. he basically told me that because i was young he felt that i was a “flight risk” and there for he would see more for a little while longer before deciding if he wants to be in a relationship with me where he makes more effort. then he dropped me off at my car and didnt say another word to me. i was pissed because i feel like im his little “lab rat” and his young play thing that he can experiment with and i dont think thats fair. so i sent him a text saying maybe he should just do his own thing which he blew off entirely. then after that i wrote back and i said “you know what **** you you let your ex girlfriend get away with everything short of murder yet you keep me on a short leash and the second i ask you about being exclusive you essentially tossed me away like garbage and decided to blow me off” which he also ignored. he made it clear to me before he dropped me off at my car that he wasnt going to be falling head over heels for anyone else again after his ex screwed him over.
am i wrong or does it seem like hes punishing me for her actions and bad behaviors, basically telling me im not worth investing time and effort into and that hes not going to go out of his way to make me feel special because he did that for her and she took him for granted. im so upset right now

Justin answers:

Truth is, you can do better. You are going to make something of yourself and have a lot to offer. You dont need this guy. He has a kid!

Steven asks…

Rate my Pokemon Team on Diamond?

I’m preparing a team for competitive online play, but I’m not sure how my team stacks up against the best. Could someone take a look over my team and give me your personal opinion on what you think of it? I will list the six pokemon that I have in training and their planned attacks as well as some switch ins later on, pokemon that can be swapped and give a better rotation around.

Slot 1…
Dragonite… Special Sweeper, EV invested in speed and special attack…
Flamethrower, Tunderbolt, Ice beam/surf, Draco meteor…

Slot 2…
Moltress… Special Sweeper, EV points invested in Speed and special attack…
Sunny Day, flame thrower/fire blast, Solar Beam, Air Slash…

slot 3…
Milotic… Special sweeper/special and physical wall… EV invested in Defense and speed…
Surf, ice beam, hypnosis, recover…

Slot 4…
Swampert… Physical sweeper/physical wall, EV points not yet distrubted…
Surf/waterfall, Earthquake/stone edge, stone edge/brick break, ice beam.

Slot 5…
Magnezone… Special Sweeper, EV points yet to be invested…
Thunder bolt/discharge, thunderwave/magnet rise, tri attack, Flash Cannon/Magnet bomb…

Slot 6…
Metagross… Physical Sweeper/Special and physical wall… EV points yet to be distrubted…
Zen Headbut, Earthquake, Meteor mash, Hammer arm/brick break/agility.

Backups…to switch in
Dragonite (Physical)
Salamence(Pysical/special mix)
Gyarados (pyhsical)
Steelix (Physical/ physical wall/special wall)
Charizard (Special sweeper)
Starmie (Special Sweeper)
Tropius (Special sweeper if included…)
Espeon (Special Sweeper)

There are a few more, but I don’t have my notes with me at the moment. Thoughts?

Justin answers:

No, sadly this team would get slaughtered in competitive battling. Now me, I’m pretty respected in battling, I’ve won many battles, but I too had a bad team at first. Let’s get to business shall we?

First, remove Dragonite, it completely gets outclassed by Salamence, so add that in instead. I would suggest having Outrage, Dragon Dance, Earthquake and Draco Meteor on your Salamence. But Outrage is only available on Platinum currently, so if you don’t have it replace with Dragon Claw.

Second, Moltres is a really bad Pokemon that will get destroyed so easily by Stealth Rock, probably the most common move you’ll see. If you can, get a mixed Infernape with Flamethrower, Close Combat, Thunderpunch and Swords Dance or Grass Knot.

Milotic looks great.

Swampert needs a better moveset, use something like Stealth Rock, Earthquake, Waterfall and Stone Edge

Magnezone isn’t really going to help your team much, so my suggestion is add a Zapdos, this is a great Pokemon, and will go well with this team. Thunderbolt, Heat Wave (Platinum only move) Roost and Roar.

Erm.. Metagross looks fine, use Agility on the last slot. For EVs use 252 HP and 252 Attack, with 4 in Sp.def

Youur team should be great after that, come over to The Aurora Gate sometime if you wish. 😀

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Sector Investing Much Smarter Than Trying To Guess What's Growth And Value

Sector Investing Much Smarter Than Trying To Guess What's Growth And Value

There has been much discussion about high correlations in the past few years and how hard it is to find distinct returns. What if there was a low-correlation strategy right under our noses the entire time? Based on research done by me and my colleague
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Your Questions About Invest In Gold Or Silver

Ken asks…

Is investing in gold or silver a good idea right now?

Or is it too expensive?
By “too expensive” I mean that the gold and silver price is comparatively high at the moment.

financi4 answers:

I think the price is artificially high. It’s the new house flipping scheme. Buy low sell high only works if you are indeed buying low. The economic law of supply and demand takes root in this question, so long as the economy is in-stable the value of gold will continue to rise as people find a safe have for their money, once things start to adjust and the markets become better producers of wealth there will be massive gold sales and the price of gold will plummet. Since gold as a commodity is traded instead of used for consumerism, it’s real value is tied to the fickle nature of the marketplace. “Investing” in gold is a gamble I am not taking with 1,700 of my dollars, or any amount. If I owned gold, today would be a sell day for me.

Michael asks…

Where are the reputable dealers for buying and selling physical gold and silver?

I’m interested in investing in gold and/or silver coins and bars to preserve the value of my money at this time. Who and where are the most reputable dealers??

financi4 answers:

You might find some well known ones, at the following URLs:

www.usagold.com
www.apmex.com
www.coinresource/directory
/gold.htm
www.gold.org
www.golddealer.com
www.taxfreegold.co.uk
www.mjpm.com
www.nwtmintbullion.com
http://miningstocks.com/bullion
http://goldprice.org

John asks…

Did anyone do as I did and invest in hard silver and gold?

Don’t you wish the US Government backed the money with more than “Good Faith in Credit” orIn God We Trust.?”
I bought at $304 an ounce. So I’m good. Plus what I mined myself and is about 85% pure.

financi4 answers:

I hope you didn’t buy recently. Commodities was a good place about 1-2 years ago. The prices are so inflated now, those looking for a refuge, are buying the dollar.
Have you noticed how much oil as dropped? It’s time to jump off the commodity bandwagon. You are better off putting your money into a mutual fund, or if you want something real secure, a CD, bond, or T-bill.

Chris asks…

What metal should I invest in, silver or gold?

financi4 answers:

Gold and Silver prices mostly move together. When one goes up, so does the other. It’s probably better to invest in both, for diversification. Silver has many more industrial uses, so there is always demand for it to actually be used up. Gold on the other hand, rarely gets used up, but is better recognized for storing value (i.e. Fort Knox stores gold, not silver).

So I say split your money about 50/50 between them.

If your looking to buy soon, check out a price comparison place like http://coininferno.com to get the best dealer prices. I’d suggest looking at Gold Eagles, and Silver Eagles. Make sure you don’t pay more than a few percent premium. Some places try to charge some ridiculous premium, like 30% markup, but that just robs profit.

Paul asks…

Should I invest in silver or gold?

Which of the two would be better to invest in?

financi4 answers:

Gold’s in a bubble right now, definitely do not go there. Silver or palladium might be ok if you are looking for something you can put into a safety deposit box, because their price has been going down. They should turn up soon, but no guarantees. Chinese gov’t bonds or Developing Countries Market Index fund would be safe if you’re ok with just paper investments.

Charles asks…

Should I invest in Silver or Gold?

I just wanted to buy bullions of either one which would you think to be the better choice. Thanks.

financi4 answers:

The problem is that you should not physically hold the metal and you have to pay for storage every month by the ounce. And if Gold is $1700/oz, if you bought an ounce and took it to the next dealer and sold it, you would not be offered $1700 because the purchaser has to make a profit.

Donald asks…

Should i buy gold & silver instead of investing in a 401k type investing or a IRA?

Im 38 now with a full time blue collar job with 3 kids and wife.The market being the way it is and the way social security and medicare going to be gone in a matter of 20 years.When the market does go bad like it did in the 30s i will have some hard cash at least to trade when it all comes down to it.
I mean buy buying gold & silver i mean by the 1 ounce bars and rounds to the 10 ounce

financi4 answers:

There seems to be a lot of people that are not only asking that question these but also answering it for themselves. They have been stocking up. There is one little problem with investing in gold and silver. They don’t earn you anything. Another little problem is that they might get stolen. Probably happens 100 times every day. Maybe 1000 times. Those two problems have not prevented people from putting their money in those hard assets. I guess I can’t really blame them what with the government trying to make the dollar worth less and less by the second. And then when they do they whine about inflation. Geez, sometimes I wonder about how good democracy really is except for those that can buy their votes.

With the price of gold and silver at their current levels, I really can’t recommend putting any money into them. I think you would be way better off in the long run with an IRA account with some KO, MCD, INTC, GE, and CVX in it. They all pay nice dividends and they will most likely do well no matter what our idiotic government does. They all can afford to buy their votes.

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