Your Questions About Is It Smart To Invest In Gold

John asks…

What do you think?

Hook
It’s ironic how reality became irrelevant/
Gangsta’s killing juveniles for Cash Money presidents/
Justin Timberlake on Black Entertainment Television/
Legends dropping classics and not selling shit/
Fuck the world I’m still yelling it/
It’s classic like acid burn ya’ll like mescaline/
So I’ll be the teacher and take ya’ll to test again/

It’s ironic people dehydrated while drowing/
People starving with farms surrounding em/
No light at the tunnel who’s following who/
The blind leading the blind, grind for the shine/
Like cell doors opening slow, grind for Shyne/
No I’m not the godfather, I’m a young gun not dumb smarter like S. Carter/
Too many pretenders, a beef ender contriversy starter, like I walked on Washington and pissed on founding fathers/
Slave owners with whips pounding the father, of the father, of my grandfather/
More impact in fact than cain in the hood and planes in the twin towers/
I say pray, but not hail mary’s and our fathers/
Pray for the return of our fathers/
Flow ill burns souls like ether, but deeper, stronger, smarter/
MCs and gs following trends to ends like cows to a slaughter/
Fuck the first family like I raped both daughters/
I did what I did, I am what I was fuck the world/
Fuck Bush the C.E.O. whore/
Fuck all cops police will see me no more/
For real still militant till the end of my pens personal, versatile, venomous third world war/
Not World War 3 but the poor at war for C.O.D.s/
Lyrically I appear to be D.O.C. /
Few can do it hotter, sweater, excuse me better/
You can bet I beat heat like A.C., not Jay-z, simply crazy/
Rhyming for diamonds, motherfuckers dieing for diamonds, C.E.O’s thriving of diamonds/
Investors investing in molesting the black continent/
I’ll reinvent till I see blacks back in control of their continent/
Raps confident, you got a glock, I got a pen/
You end my life but the kid ill still live like a legend on the end of the pen/
Feel the prison that materialism represents/
Work ourselves sick for shit, visit doctors go broke for this medicine, PHD’s pedaling/
Sell dope for dough, that doughs for what I need but my 5-9 wont get for me, 6.55 can’t feed me/
6 45’s might defeat me, finally my mind will be as deep as my feet/
The globes my dj the world will repeat the lines I rhyme, the rhymes my grind, my grinds my shine, my shines my star I’m out of my mind/
Beat the track like a batter charge time to pay my time, a watch with no batteries, nigga go figga tha flow spitta, dope dealer, gold digger, out of time/

Hook
It’s ironic how reality became irrelevant/
Gangsta’s killing juveniles for Cash Money presidents/
Justin Timberlake on Black Entertainment Television/
Legends dropping classics and not selling shit/
Fuck the world I’m still yelling it/
It’s classic like acid burn ya’ll like mescaline/
So I’ll be the teacher and take ya’ll to test again/
It‘s some lyrics I wrote, I wanted an opinion from some people outside the Hip Hop Internet Commmunity

Justin answers:

Sort of reminds me of Alanis Morissette’s song ‘Isn’t it Ironic’…the lyrics are pretty good…but it would depend on if they were actually sung instead of that boring monotone that rap is so fond of.

Daniel asks…

I NEED SMART BUSlNESS PEOPLES HELP?

Ok i’m 16 years old and i’m thinking about starting a business when I grow up because it SEEMS like an easy way to make money. I know thats not the case all the time and that you have a 50/50 chance of your business failing but I think if I can set everything just right maybe just maybe I can be successful and be able to live out my dreams.

Well I need to know a couple of things…

1) What type of businesses have been the most successful e.g. retaurants, jewelry stores, real estate, just to name a few.
I know any type of business can be successful with the right type propaganda and promotion and such but I need to know which ones have turned out the most success full.

I also want to know if investing in gold is a good idea. Since gold prices go up regularly it sure does seem like a good idea to invest in it.

How would you get a loan from a bank if you were to start a business? What are the requirements to get a loan?

Thanks for all your help!!!

Justin answers:

A small business loan is one of the most treasured commodities in the business world. It is still very hard to get despite the claims and promises of banks, credit unions, and other lending institutions that they want to help American smallsuppliers and vendors. The main reason that the banks use for not granting many loans during this period is like the same reason that a student can’t get a job coming out of school. They don’t have the experience.

Michael asks…

I NEED SMART BUSlNESS PEOPLES HELP?????

Ok i’m 16 years old and i’m thinking about starting a business when I grow up because it SEEMS like an easy way to make money. I know thats not the case all the time and that you have a 50/50 chance of your business failing but I think if I can set everything just right maybe just maybe I can be successful and be able to live out my dreams.

Well I need to know a couple of things…

1) What type of businesses have been the most successful e.g. retaurants, jewelry stores, real estate, just to name a few.
I know any type of business can be successful with the right type propaganda and promotion and such but I need to know which ones have turned out the most success full.

I also want to know if investing in gold is a good idea. Since gold prices go up regularly it sure does seem like a good idea to invest in it.

How would you get a loan from a bank if you were to start a business? What are the requirements to get a loan?

Thanks for all your help!!!

Justin answers:

Restaurants are profitable if one has the know how and a great kitchen. Many benifits, like all persoanl groceries and meals, tax free.

Very competitive and 50/50 may be overestimating success.

Gold may be a wise investment. But don’t put 100% of a portfolio in any one thing. Watch the next election.

Chances for a bank loan are slim to none for a new business, unless you have collateral.

Good luck, and follow your dreams.

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Book review: Investing made easy

Book review: Investing made easy

(MoneyWatch) I'm a big fan of fellow CBS MoneyWatch blogger Larry Swedroe's writing on investing, and I agree with the investing strategies that he advocates. So I was excited to learn about his new book, "Think, Act, and Invest Like Warren Buffet: The
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Silver Investing – Getting Started

If you have some money to invest, but you’re not comfy putting it in the stock marketplace right now, you ought to think about investing in a precious metal like silver. Since the cost ratio of silver to gold is close to a historic reduced correct now, it is a good time to appear at silver investing, and obtaining began is easier than at any time.

There are basically three methods to get began investing in silver: purchasing bullion, buying jewellery, and investing in securities.

Bullion

Like gold, silver is available in 99.9 % pure coins and bars. The US Government problems pure silver coins that have face values (such as $ten or $twenty) so they could be utilized as forex, even if the price of silver dropped to a low level. Silver bullion is also cast into strong bars that variety in weight from 1 ounce to over one hundred ounces. The poor information is that these finish up being fairly heavy if they are used to commit big sums of money, but the good information is that the excess weight tends to make them hard to steal. And of course, a safe deposit box at your local financial institution is also a good option.

Jewelry

Investing money in has the additional advantage that you get to enjoy the piece, and wear it, while you are investing. The drawback is that you can only fit so much silver, and therefore monetary value, in a wearable piece of jewelry. If you go for an antique or a distinctive piece of custom silver jewellery, you are also adding the value of the craftsmanship and artistry. This can often trigger a piece to increase in value more than the silver content itself, and can ensure that the value of the piece retains up even if the price of silver drops.

Securities

If you are searching to invest a big sum of money, a silver-backed safety may be the way to go. Most brokerages offer mutual funds that are tied to the value of silver by investing in bullion, silver futures, or shares of silver mining companies. An instance of a silver-backed mutual fund is the fund from Fidelity.

Another investment car is the ETF (Trade Traded Fund), a safety that was invented in 2002. In an ETF, you invest directly in a quantity of silver bullion, which is stored in a secure location and insured by the fund. ETFs are also accessible for gold and platinum. 1 instance of a well-liked ETF is the Silver Believe in fund from iShares.

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Your Questions About Invest In Gold Or Silver

William asks…

Where can I find a financial advisor in the Philippines?

Where can I find a financial advisor in the Philippines? Is there a financial company that has advisors or stockbrokers that could do all this work for me. I want to invest in GOLD and SILVER there but I don’t want to deal with any scams.

Do you know of any financial companies in the Philippines (Makati, Manila, Alabang) that have financial advisors?

Justin answers:

Have you checked with your local bank manager lately? You would be surprised at what some of these bank managers for bigger bank mangers like Philippines National Bank (PNB), Metrobank, Citibank, HSBC, Bank of the Philippines (BPI) and like banks know. Get to know your bank manager. Many of these good people surround themselves with circle of friends who have financial contacts that have become very successful.

Robert asks…

Is there a reliable website to buy gold and silver that’s not overpriced?

I have some money to invest – nothing big and want to buy gold or silver bars or coins. Every site I hit if I read something says they mark it way up. Just need simple advice on best site to check current gold/silver prices and best site or two to buy gold/silver on.

Justin answers:

Save enough money, then open a stock trading account. Then buy GLD or SLV ETF. It is the cheapest way to buy gold.

Joseph asks…

What does silver’s outlook look like for the 2nd half of 2011?

With QE3 rumored, and another stimulus by Obama, on top of debt controversy and Euro worries, it’s no surprise commodities like gold & silver are hot right now. But what does their outlook look like for the 2nd half of the year. Gold seems a bit overbought, but silver seems a bit undervalued even at $40. I’m thinking silver could be at $50 by year’s end. What do you think?

Justin answers:

The Dollar is quickly dieing. The silver to gold ratio is incorrect and the price of silver will go way up real soon, within a year to year and a half. Might go from below $40.15 (where it is now 8-17-11) to $100 to $200 by then. We will one day some time soon go off the Federal Reserve Note and return to a Gold Standard.

Here are some sites for more info and to educate yourself more:
http://roadtoroota.com/
http://globalsilverinvestors.com/
http://www.kitco.com/
http://inflation.us/videos.html
http://futuremoneytrends.com/

Do a search on Youtube for “silver investing” and buying silver.

John asks…

Should I forget about Gold and Silver and put all my money into the DOW?

because it’s unamerican to own physical gold and silver coins. they are nothing but a “barbarous relic”

and why does this question keep getting a violation?

Justin answers:

I like gold and silver coins but I have just invested in tuna fish, I bought a case at Sam’s club, if the Japanese nuclear reactor melts down we will not be able to eat fish for years 🙁

Chris asks…

How can an individual buy gold but not the gold on paper?

My investments have lost so much value that I am thinking of investing in gold instead. But I want tangible gold that I can have in my possession. I don’t want a certificate or something like that.
My investment manager charges my account 1% fee for their services and my account lost 10% total value in one quarter. Seems high risk to me. I agree I need to become more informed, who has time?

Justin answers:

Your answer is two fold.

1. To buy gold, the best place is probably eBay. Or a coinshop near you, shop to compare.

2. You should do more research before deciding whether gold or silver is better for you. It worked for me, but I was very careful what I knew and what risks I’m willing to take. So read more before jumping into another pool.

Charles asks…

What would I need to make QUALITY jewelry, where would I buy products?

Ok I have decided to invest some time and money into some jewelry making products and give it a go.

Thing is I have been looking on ebay and all the chains and findings seem to be either gold or silver plated.

I need quality products like solid silver or gold?? How many people actuallty use plated stuff? How long does it last for?

What is the name of the wire/thread/string I need to make jewelry with genuine pearls, good quality beads etc…

I have some designs ready, and even if they dont sell, its still a hobbie but I dont want them to be made like the cheap stuff that comes out of china…

Justin answers:

If you want solid gold or silver, it’s going to be expensive. Buy Bead &Button and see the supplier’s list at the back.

The wire and cord I use to string are tiger tail and nylon. I prefer nylon because tiger tail ocassionally stain beads. They also sometimes don’t fall as nice and the necklace will be crooked if the owner stuffs the necklace into a small bag or something .

I use plated stuff because it’s not easy selling solid gold (silver is okay but I use it for my expensive looking pieces). The plated stuff can last a year.

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Investing In REITs Instead Of Property: Our Pick

Investing In REITs Instead Of Property: Our Pick

I get a lot of questions from readers about holding real estate as an investment. Indeed, many are in response to another newsletter editor who was recently advocating that the only way for retirees to make decent income was to own property. Personally
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