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Your Questions About Invest In Gold And Silver

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Mark asks…

Why is the price of gold and silver falling?

i thought it would be increasing considering the speculation of another possible recession? i don’t know much about investing but i’m interested to know nevertheless. i was considering investing in gold and silver earlier this year.

financi4 answers:

The correction in the silver price over the past two weeks – with the price dropping by a third – can therefore hardly have come as a surprise.
It’s unclear just what sparked the initial jitters about silver – potentially rumours about major selling from George Soros’s hedge fund, but it soon spread like a virus across the whole commodities sector.
Compounded by negative economic data about world growth and concerns that demand for oil is being eroded by high prices, commodities began their two-week downward spiral, albeit with the odd upward hiccup.
Analysts from Commerzbank described silver’s movement as a dramatic “rollercoaster ride”.
And they say it might not be over yet. “We still see further correction potential for silver, though its downward course is unlikely to be a one-way street,” said one.
So are we any closer to working out what was behind the original price spike and consequent crash?
Terry Hanlon, president of Dillon Gage, the precious metals trading firm, blames the unwinding of the long-silver, short-dollar hedge for the scale of the correction.
“Many commodities have climbed since last summer because of expectations that improving national economies will boost demand for materials. And with most commodities priced in dollars, the greenback’s decline against other currencies since August made raw materials cheaper for foreign investors to buy.
“US investors bought silver and gold as a way to hedge against further erosion in the dollar’s buying power.”
However, it’s difficult to untangle whether the dollar’s rise has caused commodities to fall or if a commodity sell-off has boosted the dollar.
What’s more, buying against the weak dollar could only partially explain the peculiar volatility of silver, the price of which was rising much faster than that of gold.
Daniel Major, of RBS, explains why the smaller, more sensitive silver market is more susceptible to speculation than gold.
“The price has been driven higher by investment and acute speculative activity, for two key reasons,” he said. “The first is the use of the market by professional investors in order to maximise the benefits of a rising gold price. Silver has a history of volatility and is a thinner market than gold.
“Secondly the purchase of silver as an investment by private individuals who view silver as a cheap alternative to gold, notably in Asia.”
It is these private investors, many of them apparently from China, who may be feeling burnt by the recent correction. The clue is in the volume of outflows from physically-backed silver exchange traded funds, which are often a mechanism for retail investment.
The world’s largest silver ETF, iShares Silver Trust, saw its worst ever outflow of 32.6m ounces worth $1.2bn last week, with further large redemptions this week. Investors had added $700m during the year so far.
Exchange-traded funds allow retail investors to get involved in the market much more easily than trading paper futures.
The past fortnight’s story of silver’s rise and demise shows how risky a market for small players it can be.

Donald asks…

Is it too late to invest in gold?

Is the price of gold and silver too high to invest in?

financi4 answers:

No
markets have increased in value since 2000. For investors who bought gold coins during this period, profits have been exceptional.

Why it is a good investment. Unlike many other forms of long-term investments, there is immediate access to cash by selling gold when needed. But markets are open 24 hours a day, 7 days a week, investors who sell or buy gold immediate access to increase or decrease their holdings. Gold is also a global market recognized and respected around the world.
Markets have increased in value since 2000. For investors who bought gold coins during this period, profits have been exceptional.

Check out
http://www.buying-gold-coin.com/

William asks…

When comparing Gold, Silver, and Platinum which one would be a better choice to invest in and why?

financi4 answers:

You should really ask yourself “What can I afford to invest in?” first.

If money is no object for you than of course shoot for the Gold and Platinum, but if money is something that you can’t really afford to waste than go for Silver.

I personally can’t afford much so I buy Silver coins myself. Silver is a very diverse metal and is used in many technologies due to its unique metallurgic properties including, but not limited to, photography, dental compounds, solder, brazing, electrical contacts, batteries, mirrors, and printed circuits. Silver fulminate is a powerful explosive. Silver iodide is used in cloud seeding to produce rain. Silver chloride can be made transparent and is also used as a cement for glass. Silver nitrate, or lunar caustic, is used extensively in photography. Silver is germicidal and may be used to kill many lower organisms without harm to higher organisms. And, of course, Silver is used as coinage in many countries 🙂

So yeah … Silver is a most diverse metal indeed.

To put it bluntly, … You can’t go wrong investing in Silver!

Daniel asks…

How do I start investing in gold and silver how much money do I need?

No extra money except 10 to 50 dollars. Home equity is 8,5000 dollars.

financi4 answers:

Hi, gold is really expensive now right now it is 1627.20 as of saturday july 30, this was the close price and saturday commodity market don’t open so it stays the same till sunday. OK so you want to start to invest in precious metals the next affordable one is silver and in this you there are variety of ways you can invest. First way is to buy pure silver rounds, coins, or bars, now you can put money down on this and save each month but silver is very affordable compare to gold it is 39.90 a ounce so you could decide to buy a 10 ounce bar right of the bat but thats 383.16 with out the premium. Usually when you buy precious metals its the market price plus the markup the higher amount of silver less premium and lower the amount more premium. Now let me explain what are rounds, coins, and bars. Rounds are basically coins but it is issued by private mint as to coins (bullion) are issued by the government and it will have a face value. Bars are self explanatory well there just like a brick or a rectangular form of silver. Now here is the cheaper way of buying silver meaning you could buy silver less then its face value of 39.90 and that is junk silver. These are coins issued as currency in many countries some to list are Canada, United States, Mexico, Sweden, Finland, Germany and not limited to other countries just to many to list but i will tell you how to spot silver coins. Coins that where once silver in canada are the 10 cent, 25 cent, half dollar and the dollar. These coins must be minted before 1967 in order to be silver you could find these in coins shops and there under face value depending on the condition of the coins but as silver investor the coin doest have to look nice anything that is VG is cheep. In the united states coins that are silver is the same denomination as Canadian meaning the 10 cent 25 cent half dollar and a dollar or silver but the major difference is that it must be before 1964 and that the dollar is good enough to be called sterling silver, 925 silver while all canadian silver circulated coins are .80% silver.

Now you know that much you must be asking your self where will i get the silver bullion?

You can check your local listing for silver bullion dealers but i usually get my bullion coins from currency exchange offices, or a place that sells your local mint products so if you live in the united states check around coin shops or look for official dealers in US mints. Banks are good place to check too, the one i go to sells silver bars. As to junk silver you could check your local coin shops they should have some old coins that are in junk condition.

Paul asks…

Any website that let’s you invest in the stock exchange and global currency?

I need a broker website that let’s you invest in gold/silver/oil and the NYSE too.
Anyone know any?
Thanks

financi4 answers:

No, your combination is too broad. Oil is traded by futures contracts on the Commodity market. You can purchase gold or silver from precious metals brokers. Their is no one website or broker that sells all these products with stocks. Companies that sell oil, for example heating oil, buy futures contracts. When they buy the oil at a lower price and sell it to you at the current price, they take delivery of the oil and profit from the future contract. You would need at least $10,000 to open the oil futures account. More than likely you will then be ripped to pieces by the big oil companies that will not let you make the profits, selling them oil at higher prices. Technically, you can invest in oil by means of an ETF. Do not go to a website and open a oil futures account because you will be sorry you didn’t listen to what I wrote. Gold and silver brokers buy their gold or silver back. Therefore you would need to find a NYSE broker who buys gold and silver too and then sells heating oil. Good luck

Richard asks…

I want to invest in the stock market?

So I want to invest in the stock market. Im 16 and I’ve been looking at it for a year now. I want to invest in gold,oil ,silver etc…I know because of the falling dollar to invest in these especially silver. Even everybody is investing gold i want to invest in silver because silver is something we need and theres less than 10% of silver left in the world.
an some one give me some advice.recommendations..info about the stock market? thnx

financi4 answers:

I recommend you spend about 3 hours per week and listen to the Financial Sense Newshour at http://www.FinancialSense.com

Jim Puplava is a professional money manager and has special guests on every single Saturday.

I RARELY miss it.

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Stock Marketplace – Reduce Your Risks With Safe Stocks

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Many would say that the phrase “secure shares” is an oxymoron. There really is nothing that can be regarded as one hundred% secure and predictable about stock marketplace investing – or any investment for that matter. (Even stuffing your money beneath the proverbial mattress has its own set of dangers.) But, it is definitely true that some shares are a lot safer than others.

For a higher percentage of risk-averse individuals, the risk of investing in stocks – because of to the perceived threat of dropping money – is enough for them to be scared away completely. Nevertheless, sufficient knowledge can allay unsubstantiated fears of wild monetary losses. Clearly, individuals can shed money in the stock market, but that certainly does not mean you require to be among them.

Stock marketplace investing is actually a excellent way to start conserving up for your long term – even your retirement. It is a great way to acquire a larger return on a fairly small investment, which helps you build up a savings for needs you are likely to expertise down the road.

Low Risk Investing

Not all stock marketplace investing has to be truly dangerous. As talked about over, some stocks are usually safer and much more stable. Investing in these is usually recognized as conservative investing. With this kind of more modest investment, your revenue margin will almost certainly be a lot lower, but as a whole your shares will be more secure. There is a trade-off.

Choosing in between low risk and higher danger shares is a matter of personal choice and danger tolerance and ought to be made with your current and future financial situations in thoughts – including these of your family members.

What is a Reduced Danger Stock?

Reduced risk stocks generally need well-set up company reputations and identities in their industries. The hope is that because you are investing with a business that currently has great standing in their share of the marketplace, they will be well-equipped to deal with them and therefore less susceptible to financial volatility.

These much better-recognized company shares can also serve as a great way to get your foot in the door be slow, early investing. With your first investment, you might not truly know what you are performing, so choosing a steady stock that has a strong company recognition makes the procedure of buying them for the initial time as easy – and minimally risky – as feasible.

Actually, if you really want the safest way to improve the dimension of your investment, look into a Certificate of Deposit (CD) to park your money in. These provide a greater return of curiosity than most savings plans. (Not that their curiosity rates are anything to create house about, but your funds will at minimum develop some and with a little level of danger.) Low danger investing is the perfect type of investing for beginners.

When you plan to commit for the initial time, you have enough to be concerned about with the ordinary dangers involved in investing – so do not add more stress to the process than you are able to easily deal with.

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Investing in Haiti's Future Means Listening Humbly to People on the Ground

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Investing in Haiti's Future Means Listening Humbly to People on the Ground

"Who is wise? One who learns from all people." So teaches a passage in the Pirkei Avot, an ancient collection of Jewish texts. I'm reminded of this insight's relevance today when I see how governments and international organizations are responding to
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Your Questions About Investing In Stocks

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James asks…

I’m very new to investing stocks and in fact I plan on registering with ETrade for the first time.?

I need to know if I’m making the right decision. I want to start off my Etrade with $500 dollars and graduately build on it. How much stock should I invest in. I want to make this a way of life and build my future on living the luxurious life on this.

financi4 answers:

You’re not ready to open a brokerage account and start investing. — Learn what you’re doing, why you’re doing it and how to do it. If you have to ask how much to invest, you’re not ready.
I started investing at the age of 11, but I knew what I wanted to buy, what brokerage firm to use and exactly how much to spend (and it wasn’t 100% of my money).

Before you invest in any security, the first investment you should make is in yourself, and the best investment you can make is by educating yourself. Start your education by learning why you should invest and the importance of being able to make your own decisions or how the pro’s make theirs.

Here is some reading material that can get you started in the right direction,
Beating the Street by Peter Lynch
Bulls Make Money, Bears Make Money, Pigs Get Slaughtered, by Gallea
From Riches to Rags, by I.C. Freeley
Millionaire Traders, Lein & Schlosberg
How to Make Money in Stocks” by William O’Neil
24 Essential Lessons for Investment Success by William O’Neil
The Intelligent Investor, by Benjamin Graham
Common Stocks, Uncommon Profits, by Philip A. Fisher
One Up on Wall Street by Peter Lynch
Stocks for the Long Run, by Jeremy Siegel
The Interpretation of Financial Statements by Benjamin Graham
The Warren Buffett Way by Robert Hagstrom
Trading for a Living, by Alexander Elder
What Works on Wall Street by James O’Shaunessey
You Can Be a Stock Market Genius by Joel Greenblatt
Your Money and Your Brain by Jason Zweig

Get into the habit of making daily visits to some websites like MSN Money and Yahoo Finance. (http://moneycentral.msn.com/home.asp , http://finance.yahoo.com/
Other website that can provide instructions and help with procedures and terminology are Investopedia – http://www.investopedia.com/ Stock Charts – http://stockcharts.com/ http://www.investorshub.com/ http://www.1source4stocks.com/, http://www.tradingstocksguide.com/tradin…
Visit some of the more professional websites like Zacks- http://www.zacks.com/
Smart Money – http://www.smartmoney.com/ Schaeffer’s http://www.schaeffersresearch.com/ Some of these web sites will have advertisers who are worth looking into also. And remember, if they offer free information, get it.

Attend all the free seminars you can, just be careful and don’t get pressured into anything you really don’t want or need. Most schools offer courses in finance and economics, but very few will have courses on the mechanics of the investment markets, if they do try taking the course. You may want to consider on-line courses, the New York Institute of Finance use to have such courses. Try to get some fee information from the stocks exchanges they all have (had) free booklets, SIAC and some of the regulators (FINRA SEC MSRB CBOE) may provide some free literature.

You at least have made the right decision to start investing, this is the first big step and it won’t be your last. Keep taking those steps forward and along the way never take the advice from people that are not in the market or try to tell you not to invest.

Good luck on your journey

Joseph asks…

Can you turn investing (stocks) into a career?

All my life I have been interested in money. Even in games I would buy and sell stuff for profit, and my mind just totally works around that idea.

I am a senior in high school, and I am making all those “quick (but important) decisions.” What I keep stumbling on is what career do I want.

financi4 answers:

There are many choices of careers in the financial field.

Investment Representative – needs little or no education and training provided by bank or investment firm. You would sell the mutual funds, bonds, and stocks recommended by the research division of the company you work for.

Financial planner – would require college or university education. Might also require training and experience. You would invest other people’s money in stocks/bonds/etfs, etc of your choice.

Investor – Invest your own money in whatever you choose. There are ways to make money in the stock market regardless of whether the market is going up, down or sideways. This would require training as money can be lost very quickly if you do not know what and why you are buying and selling.

Are there any career fairs held in your town? Visit them and speak to the representatives from the banks or other financial firms. If this is not available, phone one or more of the banks or investment firms, explain that you would like to speak to an investment rep and why, and most would be happy to speak to you about education requirements and whether those should be followed through college or “apprenticeship”. Many companies have training programs and would be happy to hire you with little more than interest in the field.

This would be a great career choice as there are a large number of people who are reaching the age where they are planning retirement. They will need advice on how to make their money grow and provide an income through their non-working years. There are also many young people who want to make their money work for them but do not have the expertise to make their own decisions.

Donald asks…

where can i find and learn all about investing stocks?

does anybody know a site or any tutorial on that, coz I want to learn all about it, and invest in some good company.. I have actually very low knowledge on it and still a fresh graduate in some institute here in philippines.. but I want to have direction already or guidelines on where to put and invest my future income and money.. thanks!..

financi4 answers:

There are 3 good sources that beginners can go to:

1) http://www.invest-for-retirement.com
2) http://www.investopedia.com
3) Mutual Funds for Dummies, by Eric Tyson

The most important step is to first define your goal(s). In other words, what do you want to invest for? This will also define your time horizon, how long until you need that money. This is important because your time horizon determines how much risk you can take on.

Longer time horizons allow you to invest in stocks, since you have the time to “ride out” the temporary losses. Goals that have a short time horizon would be best served by investing in bonds or money market accounts, which are more conservative.

Stocks are an ownership investment, whereas bonds are a lending investment. Learning the difference between these is the key to understanding investing. It has to do with their streams of income. Bonds have a known stream of income (because they are based on a contract the bond issuer signs) and therefore your income from them is more certain. The income from bonds is called interest.

Stocks have an unknown stream of income, called dividends. The board of directors of a company chooses whether or not to pay dividends, depending on how well the company did and whether or not the board wants to reinvest the profits back in the company instead of pay dividends. Since your income stream from stocks are more uncertain, stocks have more risk than bonds. However, stocks have greater returns in the long run than bonds, due to their higher risk.

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Your Questions About What Is Wrong With The Stock Market

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Michael asks…

How do i divert my concentration from Stock market quote while office hours ?

How do i divert my concentration from watching stock market quotes in sites and discussion with collegues. While doing in office hours i feel its wrong & bad attention. Please advice to requlatge myself.

Justin answers:

I suggest that you iteratively reduce the number of times that you look at the quotes.

You probably shouldn’t attempt to repress your desire to look, but you can try to relegate these thoughts to the background of your consciousness. By being aware of the thoughts about the stock quotes, you can realize that you don’t need to be controlled by or obsessed with them.

A myriad of thoughts are presented to our consciousness every minute of every day. It is up to us to filter out the compulsive thoughts and concentrate on what we perceive to be currently meaningful and worthy of attention.

For example, if you are currently looking at the quotes twice an hour, make a commitment to look only once an hour for the next week.

Then, if you are successful in implementing that behavioral restriction, reduce your observations to once in the morning, once in the afternoon and once during your lunch break.

Hopefully, you will find that you can successfully reduce your continual need and control your tendency to take a peak too often.

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Impact Investing: A Broad Market With Expanding Appeal

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Impact Investing: A Broad Market With Expanding Appeal

The last five years have generated remarkable new interest in impact investing. New investors — including diversified financial institutions, high-net-worth family offices, and pension funds — are entering the field. New business models are being
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Your Questions About Disadvantages Of Gold

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Joseph asks…

What are the advantages/disadvantages to rings made of 10k, 14, 18k gold?

Am considering buying a ring, but have 3 options of gold: 10k, 14k, or 18k.

Justin answers:

The higher the number, the more gold is in the ring. The more gold that is in the ring, the softer the ring is. The softer the ring is, the more vulnerable it is to damage.

So you have to way your options here. Obviously the higher the number, the more valuable but can you keep the ring on good condition while wearing it? I would not be able to, I am too clumsy, lol

Michael asks…

Could Someone tell me the Advantages of Xbox live gold?

I currently have xbox live gold member ship but my dad doesnt want to pay to extend my member ship so I have to convince him to renew my member ship. So could you tell me the Advantages of getting Xbox live Gold. Thanks to everyone who answers!

Justin answers:

Advantages are that you can play online with people all over the world p.s silver version you can not
disadvantages cost 50-60 every year

John asks…

What are the types of electric wires used in a home?

I’m working on a computer program that simulates the old “Light a bulb using wires and a battery” lab experiment. I need to know the types of wires that can be used in this scenario. More importantly, I need to know the advantages / disadvantages of each, if there is any.

Copper, I work with that frequently. Never seen galvanized steel (whatever that means).

Any help on the wires would be appreciated. The most thorough answer will get best answer.

Justin answers:

Power:
Copper is used almost exclusively. Aluminum is used in some cases, but is pretty much obsolete. It has the advantage of lower price. Connectors and switches can be made of other materials, such as brass, or chrome plated steel or tin plated brass. For house wiring, (U.S. Assumed) you will see #12 and #14 copper for most uses, with heavier wire for high power appliances, such as #10, 8, 6.

Lines from the street to the breaker box are usually aluminum, sometimes copper, with size between #0 and #6

Signal:
copper is still used almost exclusively, frequently stranded and tim plated. Connectors and switches can be of various materials depending on conditions, with tin plated brass being most common. Gold plating is frequently used because of it’s high corrosion resistance (NOT because of low resistance, Gold has a higher resistance than copper — common misunderstanding).

.

Ken asks…

Is the soil I use too “heavy” for potted plants?

I’ve read a lot about growing vegetables and herbs in pots, and most of what I read seems to suggest mixing my own “soilless” mix. What does that mean?

I use master nursery gardener’s gold organic potting soil – is that any good? I am planning to plant tomatoes, lettuce, cucumbers, carrots, mint, basil, chives, rosemary, sage, and oregano.

Here’s what I’d like to know:

Is the Gardener’s Gold good enough for my purposes? Why or why not?
What does it mean that a soil is too “heavy”?
What does “soilless” mean?
Should I make my own mix?

Thanks so much

Justin answers:

Your potting mix is probably like the all purpose mix below. Although many mixes also use coir or worm castings. It will be very good for growing your vegetables along with a good fertilizer. I like Whitney Farm.

Mineral soil or dirt is roughly equal parts clay, sand, & silt. Good soil, top soil, consists of 93% mineral and 7% bioorganic substances.

Soilless mixes have the advantages of being light, easy for roots to penetrate and free of insects and disease.

Potting mixes that contain mineral soil provide larger plants more stability because they are heavier. For larger plants, a potting medium containing soil is best. However, homemade mixes that contain soils have several disadvantages. Finding good quality topsoil is often difficult. Garden soil will contain pathogens and insects. Before using garden soil, it should be pasteurized. A growing mix that contains soil has a tighter structure and less pore space for root growth. This is sometimes called heavy. It must be amended with equal volumes of organic matter, sand and vermiculite or perlite.

All-Purpose Potting Mix
Use this nutrient-rich blend when planting or replacing plants in containers.
8 parts potting soil with vermiculite or perlite
1 part coarse sand
4 parts sphagnum peat moss, compost, and/or rotted manure

Lightweight, Enriched Potting Mix
8 parts potting soil
1 part perlite
1 part vermiculite
8 parts sphagnum peat moss
1/4 part greensand
1/4 part gypsum

Soilless Potting Mix
8 parts sphagnum peat moss
1 part perlite or sand
1 part vermiculite

Vermiculite has high water permeability and retention while perlite has high water permeability and low water retention.

A high proportion of clay particles will create heavy soil that is difficult for air and water to pass through, it is dense not friable. Perlite or very coarse sand is used to amend a heavy soil.
The opposite of “heavy soil,” the imprecise term “light soil” refers to soil composed of relatively large particles loosely packed together. The term is often synonymous with “sandy soil.”

Good Luck with the garden

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