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Your Questions About Bonds Payable Has A Balance Of

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George asks…

Which of the following is TRUE of a discount on bonds payable?

Which of the following is TRUE of a discount on bonds payable?

A)The discount on bonds payable is subtracted from the bonds payable and shown with long-term liabilities on the balance sheet.
B)The discount on bonds payable is added to bonds payable and shown with long-term liabilities on the balance sheet.
C)The discount on bonds payable is subtracted from the bonds payable and shown with the current liabilities on the balance sheet.
D)The discount on bonds payable is added to bonds payable and shown with the current liabilities on the balance sheet.

financi4 answers:

The answer is A. Bonds Payable are long-term liabilities.

Charles asks…

The carrying value of bonds is calculated by adding the balance of the Discount on Bonds Payable account to th?

The carrying value of bonds is calculated by adding the balance of the Discount on Bonds Payable account to the balance in the Bonds Payable account.
Answer
True
False

financi4 answers:

False its reversed. You subtract the unamortized discount or add the unamortized premium.

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Your Questions About Investing For Beginners

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Thomas asks…

Looking for Online trading/investing sites for beginners?

Any info or guidance would help. I have no experience in any investing, i would like to get started online, but i dont really know where to start. Thanks for your help!

financi4 answers:

Simple: read EVERYTHING.
Know yourself and learn as much as you can about many investing subjects. It will take a lifetime of learning before you even realise that you know nothing.

Http://www.marketwatch.com

http://www.bigcharts.com

http://www.stockcharts.com

http://www.morningstar.com

Just for starters…

Paul asks…

What’s a good site to learn about investing/finance for beginners?

I’m especially interested in learning about earnings and EBITDA multiples.

financi4 answers:

Http://www.investopedia.com/ is one of the best sites out there for learning about the markets.

Robert asks…

Some good beginners books for investing?

I’m 2 months into a bachelor of business financial planning but its moving slowly I want to learn more!!
Really interested in Investing and just wanted to know a few books that can teach me the basics/intermediate stuff.
Not get rich quick books.

Thanks in advance!
Haha yeah already have one of those :P.
Hoping more along the lines to building a portfolio etc. That can pay out nicely once I retire..

financi4 answers:

I love the motivation and that’s what it will take to succeed. You will be told “NO” when pitching ideas, but remember that for every 100 “No”s you receive you only need 1 “yes”. These are the business books that have helped me over the years:

1. Rich dad, Poor dad (must read for every business major)
2. Business stripped bare
3. How to become rich (by felix dennis)
4. Delivering Happiness
5. Start something that matters
6. Predictably irrational
7. Own your own corporation
8. Outliers
9. 4-hour work week
10. Think and grow rich.

None of these books are “get rich quick” all of them provide useful knowledge that will help you along your way. From dealing with failure, starting a corporation, motivating you to keep going, dealing with employees, marketing, treating customers with respect. Its all in there.

David asks…

What stock should beginners invest in and how?

basically ive got a few more questions and itll be helpful if you can answer ten :):

1) What stocks should beginners invest in and how?
2) Why do some companies dontshow their p/e ratio and dividen yields?
3) What are the other methods in determining whether a stock will be successful or not?
4) How much money should i invest with. I’ve got £500 – £1000 to spare
5) How do you diversify your portfolio

10 points for the answer. Thanks

financi4 answers:

(1) Its better if you don’t know much about investing to go with a mutual fund. They have professional managers to run them.
(2) Stocks won’t have a PE ratio if they aren’t making a profit. EPS or earnings per share, need to be positive. Also there won’t be a dividend yield if they don’t pay one. That is very typical of speculative or growth stocks.
(3) You can never fully know if something will be successful.
(4) You need to start with enough and give enough time for growth to offset any transactions fees.
(5) You need to own at least 7 different stocks in different industries to be diversified, or get one mutual fund. A mutual fund can be broke up of different stocks, domestic and international, bonds, currency, and commodities.

Steven asks…

Book on investing for beginners?

I want to learn more about investing. I don’t know a whole lot so I’m just looking to learn some of the very basics for now. I don’t know much about the differences between stocks, hedge funds, mutual funds, securities, etc. and I want to learn about how they are different, their timelines and maturation periods, what to expect, etc. Is there a good book I can buy that teaches the basics of investing or a good website about it? any recommendations about how to educate myself more on investing are appreciated

financi4 answers:

Start with some basic books to teach you the fundamentals. Two excellent reads are The Complete Idiot’s Guide to Investing, and Investing for Dummies. You can probably find them in your local library. Before doing anything, make sure you have enough in savings in case things go south for at least 6 months if you’re on your own. Also make sure you have
bad debt like credit cards paid off first.
You need to learn also some important concepts in investing, such as dollar-cost averaging and compound interest – two of your best friends to make money for the future.
Also you need to think of what you are investing for exactly.

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Union Pacific Railroad Investing $20 Million to Test Emissions-Reducing …

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Union Pacific Railroad Investing $20 Million to Test Emissions-Reducing …

13, 2012 /PRNewswire/ — Union Pacific Railroad is investing $20 million to test new technology designed to reduce diesel emissions from freight locomotives in California. A series of 25 experimental locomotives will be based in two Union Pacific rail
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Investing in Health Care & Cherokees

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Investing in Health Care & Cherokees

Every Cherokee Nation citizen deserves a long and healthy life. I believe that means access to quality health care, and as Principal Chief, I made a commitment to our people to address this critical issue. Last year, we increased the percentage of our
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Your Questions About Investing In Silver

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Thomas asks…

Investing in Silver Bullion?

Suppose I wanted to invest in silver bullion, partially as a serious investment, partially for the novelty of having some “portable property”.

Suppose I went to a coin dealer and bought several silver 1oz pieces, or a large bar, would I be able to sell them later without excess testing and fees? Assuming that I took and kept possession of the bar(s) to avoid storage fees.

What I mean is when I go to sell the bars (back to a dealer) will the process be: “Your bars have the right mass, here is your money”. Or will it be more convoluted?

I’ve heard stories about a person who took his bars in, and had to pay for the dealer to drill holes in bars to ensure that the bar hadn’t been hollowed out and filled with a cheaper metal.

What is a typical pathway from purchase to sale of a bar of silver?

Justin answers:

If I took one of my bars in to a coin shop to sell, and they wanted to drill in hole in my J/M serialized bar – I would give them a piece of my mind (loudly) and leave!

You should have NO problem selling them as long as they are a known refiner / assayer.

As far as the fees – thats a different matter. I have only bought from a coin store, never sold to them. Always sell to individuals – as they should atleast pay spot price (if price is in down trend) or more then spot if price is in uptrend. I doubt a coin shop will pay over spot price, as they can get it AT spot price or just a tiny bit over, and thats thier worst case scenario.

And along the same lines. SHOP AROUND – can’t stress that enough. I found that coin shops in my area had very noticable price differences for the same thing – call each coin shop one morning, and ask for the price of a 10oz .999 silver bar. Go visit the lowest 3 or 4 prices you get – (visit with empty pockets) just a get the feel of the place and see if you like who you’ll be giving your money too.

I should also say (since you asked), take it with you! DO NOT pay for storage – its no good if you can’t get to it when/if you need it. Also, any fees over time will eat up some profit you will make if the price goes up, and it will add to the lose if the price goes down.

If its just an investment, buy in on a physical ‘pool’, like at kitco.com. Its about 1/3 the way down on this page:

https://online.kitco.com/sellprice/selling.html

I only mention this as an option. Personally, I would suggest getting physical if your interested in it.

Last but not least – If you do decide to purchase some silver from a local coin shop – PAY IN CASH!! No credit cards, no debit cards, no checks, no names, no nothing – just pay, say thanks and leave.

Good luck!

Edited:
“Nobody buys the actual metal as an investment anymore.”
Nobody??? Really??? Check E-bay – find a .999 silver “anything” that sells for less then spot price. 1000′s of oz.’s per week are sold on E-bay at what I consider high prices, especially when you take shipping into consideration.

John asks…

where can i buy silver coins or bars for a good price?

I want to start investing in silver and gold [the dollar is too cheap to buy gold for a good price ATM] so where is the best place to get a deal on silver

Justin answers:

Here is a good option.

Daniel asks…

..Investing in Silver?

I want to invest in silver, and since you cant invest in silver (actual metal) directly through the stock market, how or what is the best way to invest in silver? If there is a company which will definitely go up when silver goes up then please tell me.

Justin answers:

The easiest, cheapest, secure way is the ETF: SLV

SLV is the largest holder (in a vault) in the world of silver.

Joseph asks…

Investing In Silver Bullion?

I’m starting to put a few dollars of my income into silver bullion and i have a few questions.
Are silver rounds better to buy than silver bars?
When does a person sell their silver?
What places around the house can you store your bullion (hidding spot)?
What’s the best amount with the least premium (1 ,5 ,10 ,50 , 100 oz)?

Justin answers:

It’s nuts to pay the high fees/commisions (hidden and not hidden) of buying silver bullion… Plus shipping &/or storage costs. The largest deposit of silver in the world is with the ETF “SLV”. Use your on-line broker and your total commisions will be between $1 and $25 (depending on your broker)….

If you don’t have a broker…. Why would you start with silver? Commodities are really best bought/sold by experianced investors or traders. Always invest only in things you totally understand!

David asks…

Would you invest in silver through the stock market or in physical coins?

I am wanting to invest in silver and wonder if it would be better to invest in the stock market with a company who holds silver or to buy actual coins and bars?
To declining price of silver
Yes but still is went from $15 to $30 an ounce so far this year….and as the federal reserve prints more money the price of precious metals seems to be sky rocketing.

Justin answers:

The really smart people don’t invest, they trade. They buy on price declines and sell on the upswings, and they do it over and over. Historically, silver has been prone to huge movements up and down. It may still have some room to go up, but the easy money has been made in this recent bull market. Anyone who bought in the last year at around $15 ought to lock those profits in and buy again on the next big correction. Some think it’s going to $40 in ’11, and it might, but others think it’s a bubble waiting to burst and it could be back down to $10 in a very short time, and it might. That’s why investing, to hold, is not a good idea with metals. You trade it, keep your money moving.

This can be done with paper trading or physical silver. I prefer physical silver, because I don’t trust the paper-shufflers, I hate paperwork and record-keeping in general, and I know how to buy physical silver for below spot market in coin or collectible silver round form. Often, sellers don’t know exactly what they have, or buyers I compete against don’t know exactly what they’re looking at. I search the auctions and buy the ones that ‘slip through the cracks’. I went to an estate auction a few weeks ago, spent an hour so of my time. I watched people overpay for common silver dimes ($2.50 apiece in bag lots of 50 coins, plus a 10% buyer’s fee) because they all knew that silver is hot, and walked away with the best lot in the auction, a grouping of odd collector medals and world coins that nobody knew the weights of the silver, for less than half of spot price. More fun than trading paper, too.

Ken asks…

Is it a good idea to invest on silver coins or bullion?

I bought a canadian silver maple leaf coin at a coin shop. The owner sold it to me for 40$ instead of 45$. Do you think it’s a good idea for me to invest on silver coins and bullion even after the price of silver has dropped?

Justin answers:

Sounds like you got taken by the coin shop, silver spot is only at $31 per ounce, at my local coin shop you can buy canadian maple leaf coins for about $2.75 over spot. That means I could by the same coin for 33.75. You can also get them on ebay for like 33.50. I only invest in bullion because I really don’t care about the coin just the silver. The answer is yes because everyone needs a diversified portfolio of investments including precious metals.

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Investing in Gold: What to Expect from Prices Before 2013

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Investing in Gold: What to Expect from Prices Before 2013

Investing in Gold: What to Expect from Prices Before 2013. December 7, 2012 December 7, 2012. By Deborah Baratz, Contributing Writer, Money Morning. Money Morning. It's been a down week for gold prices, reaching one-month lows, but on Thursday,
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'Future looks bright for online investing,' BMO study suggests

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'Future looks bright for online investing,' BMO study suggests

"Canadians clearly are comfortable and have a passion for being online, and the Internet is a growing part of their daily lives," Viki Lazaris, president of BMO InvestorLine, said. "Online investing is a natural extension of that, offering investors
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